Credit card rewards

Q: I have credit card

1. I have received 245 as a bonus or gift or cash back from bank is it halal?

2. If I need a loan from the bank but I dont want to pay interest from my pocket so I assumed that I should pay that 245 as interest which I received as a gift or cash back from credit card. Because I will not pay from my pocket. Is it okay for me?

A:

1. Any type of benefit coming from the bank is not correct. It should be given out in charity to some deserving person.

2. All types of interest dealings are haraam and forbidden, whether you are receiving or paying, whatever the nature of the deal is it is haraam.

And Allah Ta'ala (الله تعالى) knows best.

 

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)