Trade

Selling medicine to those who use it for haraam

Q: I am buying a pharmacy and am bringing in a colleague to work under me who specializes in increasing revenue. 

One of the ways he increases revenue is by selling codeine in bulk to a drug dealer at high prices who sells it on to addicts. My feeling is that this is haraam as its being sold to a haraam business who is then selling it to people to do haraam which causes suffering in the community. 

He also has contacts where he can sell the codeine in bulk to other pharmacies who may be selling it to drug addicts but we cannot verify this suspicion. Is this haraam? 

According to South African law, there is a quota of how much you can buy and sell in bulk because it is known to be an abused medicine but we cannot always verify what the intention is when selling large volumes to patients. 

I would truly value you advise on this.

Customer demanding a refund since a lower price is available on the market

Q: We supplied stock to Muslim owned wholesaler. This is how the transaction went: 

We quoted a price. The buyer was happy and they placed an order of 10 pallets of stock. We arranged the stock, invoice it and supplied it without any problem. 14 days later the client paid. There was no defect in the product. 2 weeks after they paid, the price of this product dropped in the market, so that is nearly 30 days after they placed the order. 

The item sells at R27 and we supplied it to him at R22. Two weeks after he had it on his floor and the price dropped, he contacted us to say that he can get it at R19. 00 and we must pick up the stock or exchange it for another item with a good price. 

What am I allowed to do it the sharia regarding this situation? 

I did say I can drop this price abit and refund you a R2 but he did not sound happy. This will also put me in a problem as now I have to go and collect the stock at my cost and my profit margin was low when doing this deal. 

As a Muslim business man, is he allowed to instruct me to pick up my stock according to how the transaction took place and refund him or send him other stock for that value. What if I don't have a good deal for him at this moment?

Purchasing silver for silver or silver for gold

Q: I would like to know about zakat. 

1. My wife has gold and silver ornaments and she is liable for zakat every year as they are above nisab. She wants to sell some of her silver ornaments and with that amount which she gets, she will purchase gold ornaments and this gold ornament she will give it to some poor and needy Muslim for the marriage purpose etc. 

My question is, can she do this kind of transaction, i.e. by selling silver and with that amount she can buy gold or she can only buy silver with that money in lieu of silver. Will it fall under riba, interest etc? 

2. Secondly, if we are not given cash by selling silver but the shopkeeper says that in lieu of silver sold you can purchase silver ornaments. Can we do that. But when cash is given by selling silver it is less and when the silver is purchased in lieu of silver we are getting more. 

For example if we are selling a silver ornament we are getting cash of Rs.16,000 (indian rupees) and when we are not taking cash but we are purchasing silver ornament in lieu of silver we are getting equivalent of Rs.26,000/- Is it ok to purchase silver like this? 

3.Can we purchase gold ornament equivalent of Rs 26,000/- or not. Do we have to purchase only silver in lieu of silver. What is the correct method to do it? 

Note: The weight may vary of gold and silver. The silver weight is more and the gold we will purchase will be less in weight but the amount will be of Rs. 26,000/- or more if the gold we purchase is of more value than rs 26,000/- so the extra we will pay to the shopkeeper cash from our side. If we cannot do all the above what is the shariah method to do it, please tell me.

"Price adjustment" when shopping online

Q: When shopping online (Temu etc.), certain companies have something called "price adjustment". It is a benefit which gives the buyer back the difference in his previous purchase compared to the current price which is received by the buyer as credit in his account. 

For example, I purchased an item for R70. One week later it is R50 on the same online store. Using price adjustment one can claim back R20 as credit only to be used on that online store. Is it permissible to take that credit?