Charging a fee for advertising on one's online marketplace
Q: Am I allowed to charge for listings on my online marketplace?
The seller purchases the listing, and their store or product appears in a showcase where customers can see it.
Business and Dealings
Charging a person one's expenses to deliver a loan to him
Q: With regards to these two fatwas, I have the following questions:
https://muftionline.co.za/node/36923
https://muftionline.co.za/node/36922
My questions is as follows:
وَفِي الشَّرِيعَةِ: الرِّبَا: هُوَ الْفَضْلُ الْخَالِي عَنْ الْعِوَضِ الْمَشْرُوطِ فِي الْبَيْعِ؛ المبسوط للسرخسي
How will you explain this definition of riba in relation to the mas’alah in question?
I have three objections:
1. The extra amount is not necessarily خاليًا عن العوض (free of consideration). There is a service or benefit being provided in return for the amount charged. So how can this extra amount be described as a “surplus without consideration”?
2. The extra amount is not مشروطًا في العقد (stipulated in the contract). The definition specifically refers to an excess that is stipulated in the sale. If this extra amount was not stipulated as a condition in the original contract, then how does it fall under this definition of riba?
3. More importantly, how would it even be possible to pay the bank transaction fees in the first place? According to the qiyās presented in the mas’alah, paying the bank a fee gives them an additional benefit. If every additional benefit received by the lender is treated as riba on this basis, then what would be the basis for allowing bank transaction fees?
Woman keeping students at her home to earn an income
Q: A couple used to host students studying as an income, where the students stay in the house and a cooked meal is provided and a place to sleep.
The husband has passed on and the wife is now under Iddah. She is also in her late 60's. Can she continue doing this work as an income and whilst under Iddah?
Buying from online stores like Shein and Temu
Q: A lot of people are buying from shein and temu. Theres a lot of murat, indecent and nude immoral pictures. Is it permissible to buy from this platform ?
Responsibility of goods that got stolen in transit
Q: I ordered some items from my supplier which came to approx. R5000. I paid for the items and it was getting shipped. However, the delivery van got hijacked and the stuff got stolen.
The supplier thus claims that since the items left their warehouse, they are no longer responsible and I have to bear the loss - although I did not receive the items. The delivery company only allows compensation upto R1000 in case of theft of goods from their vans.
Who is responsible for the loss - and will it make a difference whether the delivery guy was sent by the supplier or was sent by me?
Taking a student scholarship from a bank
Q: Is it permissible in Islam to take a student scholarship from a riba based bank?
The father is a guard man and the mother is a cook.
Letting out cottages on one's farm to non-Muslims
Q: There's someone that wants to let out some cottages on his farm. The person is wealthy so they're not short of money and he has a high level of taqwa also.
His only concern is the alcohol on the premises. Is it permissible if non-Muslims use the premises and basically if they bring the alcohol, if they play music in the units, if they also cook haraam food, what's the permissibility of that in Islam?
Purchasing silver for silver or silver for gold
Q: I would like to know about zakat.
1. My wife has gold and silver ornaments and she is liable for zakat every year as they are above nisab. She wants to sell some of her silver ornaments and with that amount which she gets, she will purchase gold ornaments and this gold ornament she will give it to some poor and needy Muslim for the marriage purpose etc.
My question is, can she do this kind of transaction, i.e. by selling silver and with that amount she can buy gold or she can only buy silver with that money in lieu of silver. Will it fall under riba, interest etc?
2. Secondly, if we are not given cash by selling silver but the shopkeeper says that in lieu of silver sold you can purchase silver ornaments. Can we do that. But when cash is given by selling silver it is less and when the silver is purchased in lieu of silver we are getting more.
For example if we are selling a silver ornament we are getting cash of Rs.16,000 (indian rupees) and when we are not taking cash but we are purchasing silver ornament in lieu of silver we are getting equivalent of Rs.26,000/- Is it ok to purchase silver like this?
3.Can we purchase gold ornament equivalent of Rs 26,000/- or not. Do we have to purchase only silver in lieu of silver. What is the correct method to do it?
Note: The weight may vary of gold and silver. The silver weight is more and the gold we will purchase will be less in weight but the amount will be of Rs. 26,000/- or more if the gold we purchase is of more value than rs 26,000/- so the extra we will pay to the shopkeeper cash from our side. If we cannot do all the above what is the shariah method to do it, please tell me.
Dropshipping
Q: Is dropshipping Halal or Haram in Islam? If Haraam, then how to do it in a Halaal way?
The correct manner of gifting a house to someone
Q: According to sharia for a process of hiba to be completed requires 3 key steps
1. Declaration by the owner that he/she is offering gift to a certain person
2. Acceptance by the potential giftee
3. Last key step called Qabd which is about taking constructive possession of the item gifted
I would like to know when a hiba involves a constructed house, what will constitute the step of Qabd in such a case?
Will transferring ownership on the document of title deed with the intention of handing over complete control of the house suffice or hiba will not be complete of a constructed house if the house keys along with title deed are not given to the person who it is being gifted too.