Business and Dealings

Q: I wanted to ask if life insurance is haram and why?

Q: I am purchasing a cellphone and have been offered the following option for extending the warranty:

Pay $10 a month and if you lose or break your phone, you can get a new one. Plus, every six months, you can trade in your old phone, pay the difference and get a new one.

Q: I do transport for a company that does packaging for various other companies. I do not know the details of their agreemants. I was given a bag of products from the company as they were moving warehouse. Also the balance of the products were returned to the companies for whom this company offers their services to. Can I use these products or is it better to return them?

Q: Regarding First national bank, I would like to know if the benefits they give to customers who bank with them (like access to SLOW lounge at airports) are permissible?

Q: Please explain to me If I am doing a sin? My dad passed away! As I am the elder one! I have to work for my families bread! There are a lot of gents working! Many non Muslim gents working! I have to interact with them! My senior is a Hindu! I have to explain all my tasks to him, pending works etc! I am in hijaab and I only talk about official work! One of my relations (girl) says that I am doing sin! I will not be allowed in jannah! Please tell me what to do.

Q: I have 2 questions and please give me a satisfactory answer:

1. I am a teacher in Muscat and I need a car. I can't pay full price so decided to go to bank meethaq which is an Islamic bank as I don't want to pay interest. The car is of 9000 rials and they will finance up to 80% of the amount and I will pay 20% of it as  down payment. 20% of 9000 is 1800. So we have 7200 left and they lease it for 5 years but if I calculate the instalment, its 120 rial but they told me that it will be 140 rial and said that its the devaluation 3.3% we are charging which is allowed in Islam and is murabaha in Islam. So please tell me is it halaal or haraam?
2. I went to honda motors and they said that they have car of 9000 rials. I will pay 10% and the rest they will pay and they charge interest but its like buying furniture on instalments. They say that its profit for them. So please clear my doubts and need a quick reply

Q: I would like to find out if I enter a weight loss competition, can I do so, there is a fee to join? The winner will receive a portion of the fees collected.

Q: I'm born Muslim but never practised. I knew haram from halal but it meant nothing to me, which I really regret a lot now. My question is: I used to work as a flight attendant/cabin crew in a airline before, I used to have some flights where we served alcohol. "I quit a year ago" and started to searching for a halaal job and now I have a job, got married and some how make ends meet by the grace of Allah. Now when I need money for the rent and stuff out of the blue, after one whole year, I got a cheque from the same company for my final due payment. The cheque is pretty sweet but I don't know if its a blessing from Allah or a test. I'm going crazy behind this, and to top it up, I got to explain all this to my wife. please tell me what to do?

PS: The cheque is in two half's one part is where I served alcohol and the other where I did not. The benefits are combined though.

Q: Is it permissible to work as a wedding photographer? This will include taking photos of the bride, groom, guests, etc.

Q: What is the shar`ee ruling on eBucks points earned through the bank?