Business and Dealings

Q: In islam, is there any kind of method to buy a house. I am living in Europe and I can't afford to pay all the money. I am living in a house of rent and paying 500 euros rent per month.

Q: I'm doing business of non alcoholic perfumes and Attars. The fragrances, which I sell come from a company in india (total hindus), keva fragrances. This company also uses synthetic animal derivatives such as civet oil, etc. in their perfume oils. They said, we can give halal declaration of any product, but did not show any halal certification. 

Secondly, this company is partly owned by blackstone, a giant company of USA, which deals in real estate, credit, equity, etc. involving interest as well. My question is that whether it is preferable to sell their products to earn, as they are strict Hindus and might be involved directly or indirectly in interest also. Secondly, the use of synthetic animal derivatives in fragrances are halal to use and sell?

Q: Our company has a pension fund that has various portfolios options of which one is a shariah compliant option. The problem is that the fund is loosing so much on my money monthly. Do you continue loosing money or place it in a safe interest bearing portfolio?

Q: I have a commercial property which I want to rent out. I have been approached by a bookmaker who wants to hire the premises. The bookmaker conducts business through a chain of licensed betting shops all over the country. Is it allowed for me, as a landlord, to rent the premises to a business of this type?

Q: I am looking for a job. I have seen many vacancies in banking sector but as its prohibited in Islam I never looked to work into banking. Its been a long time I have been looking to find a job. I have got an opportunity to work with one of the MNC, but they provide service to insurance company and my profile will be customer service executive. Its a BPO service provider. So should I join this company or not. Please help me in this case.

Q: I went to a college in 2015 and for three months I missed payments to them. I want to pay it back now but I only want to pay for two months. Because the one month we did not do much work and they wasted my time. Can I pay for two months or do I have to pay for all three months? They have no record of it, and they are not asking. But I know that I missed three payments. Do I have to pay for it or must leave it?

Q: Sending this on behalf of someone: If I buy a property and the bank finances it and I pay a set amount plus interest every month to the bank, is it halaal or haraam?

Q: I needed ithmid surma so my husband arranged it as one of his friends went for umrah. That person is a barber by profession and gave surmah as a gift. He trims, shaves beard of clients and there is a television in his shop. I want to know if I can use the surma or not?

Q: Mmy sister took a loan for me to help me but my brother took it and used it for his own purpose. Now she is asking money from me to pay the interest and return money which never reached me. So I seek help. Am I responsible for the money?

Q: I am working in the accounts department of a company that has a chain of restaurants. In these restaurants, they also sell alcohol. I only work in the accounts department and I don’t sell alcohol, but I do upload invoices on to their system that have records of the alcohol sales. In this case, am I allowed to work at such a place? Will my earnings be halaal?