Business and Dealings

Interest Money

Q: I have a question regarding sood. I have a bank account by which I credit interest. I wanted to help the poor people by distributing this money. Interest is not my earned money, I get it from the bank. I never keep it for my personal use. I was just wondering if this is a sin for me. Will I be questioned at Day of Ressurection? Please help me as soon as possible. 

Linking one's bank account with someone else's account

Q: Is it permissible for me to link my bank account with my father's bank account at the same bank which contains interest but I am not withdrawing any money neither am I depositing money from his account but just linking it? My account is interest free and the money in my account is not being shared with his money but the "link" is still there.  Is this permissible?