Taking out third party insurance to get accredited to repair vehicles

Q: I have a workshop where I repair vehicles. In order for me to be accredited I have to take out a third party insurance in case any customer's vehicles get damaged at my workshop. If I do not take out this third-party insurance, I will not get accreditation.

Is it permissible for me to take out this third-party insurance?

A: If it is a government regulation, and in order to be registered you will need to take out this insurance, then you will be excused in taking it out. However, we advise you to make taubah, and in the case of the insurance paying the third party on your behalf, you do not take more than the amount you had paid to them.

And Allah Ta'ala (الله تعالى) knows best.

 

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)