Ijaarah

Q:

1. Is the earning from takaaful insurance clearly stated as haraam?

2. If such a person invites a friend for a dinner party at his home, will it be halaal for him to consume such type of food?

Q: I am a doctor and my patients, by and large, are contracted to medical aid. I encounter the following issues with my patients:

1. A patient is not sick and does not require any treatment. They ask me to give them cash (e.g. R500) and bill their medical aid for R500 by making out a fake visit with consultation and medication to the value of R500. The patients insist that since they are paying the medical aid on a monthly basis, and they are not claiming for treatment every month, they are entitled to do this to recover their money.

2. A patient brings a friend or relative to me. The patient has medical aid, but the person that they brought is not contracted to any medical aid. The patient asks me to treat this person, but bill their medical aid by filling in their details instead of the actual patient's details.

In the above two cases, is it permissible for me to do as the patient asks?

Q: I have a question regarding riba. I live in Germany and I want to rent a car for 12 months. My understanding is that all rental companies do not own the car, but they finance it from banks based on interest. As such, is it halal for me to rent cars?

Q: I am a dentist employed by the government in a clinic.

According to my contract, I am employed to work from 8am to 4pm. However, my supervisor sometimes tell me that I can go at 11 am. He leaves early and also tells me that I can leave early.

Although he is my supervisor, I do not know whether he has the authority to let me go early, as he is not my employer. Rather, I am employed by the department.

Is it permissible for me to leave early? If I do so, will my income be halaal?

Sometimes but not always, I am forced to leave early as the supervisor locks the clinic and leaves, so I am unable to attend to patients even if I remain. What should I do in such a case?

Q: I am a qualified vet and generally treat farm animals.

Sometimes, the farmer asks me to treat a pig that is sick. I will need to examine the animal and administer the necessary medication or treatment to it. Naturally, this will involve some physical contact with the animal.

I was told that even a pig is deserving of treatment as it is the creation of Allah, and all creatures should be shown kindness. However, I want Islamic guidance in this regard.

Is this permissible? Will the money earned through this service be halaal?

Q: I work for Uber Eats and deliver food orders to customers. Sometimes, these food orders contain haraam food. I don’t know the food details before accepting the order. Will this type of earning be halaal for me?

Q: I am a lawyer by profession. I represent people who are being prosecuted for criminal charges and defend them in court.

In many instances, the accused party confesses to me that they are guilty of the crime for which they are being charged, even though they plead 'not guilty' to the court. In such situations, is it permissible for me to defend the accused in court, knowing that I am defending a guilty person who is lying to the court?

Q: I work as a picture framer. Sometimes I receive photos of people for framing. Occasionally, Hindus bring bhagwaans for framing. Christians bring pictures of Jesus and Jews bring things of their religion. What should I do in these situations?

Q: If a person has a shop and in that shop he is selling stolen goods, is the money that is earned by the worker considered haraam?

Q: I work for an engineering consulting firm. Our fees are mainly derived from consulting services for clients.

The firm is owned in a trust with the employees being the shareholders. The employees are allocated ‘shares’ based on their length of service and seniority in the firm. The employees do not buy any shares when entering into the firm, and neither do they sell any shares when leaving. Rather, the shares are merely allocated to them for the duration of their employment.

Every six months, a portion of surplus cash is allocated as profit and distributed amongst the employees according to their allocation of shares. The amount will be dependant on the performance of the company and the cash balance available at the time of allocation. No other bonus/13th cheque is paid. This profit share is over and above the regular salary that each employee receives.

Is this type of employment contract permissible?