Business and Dealings

Taking interest bearing loans

8 years ago By user2

Q: Can a Muslim take out a usuruous loan to support their family if they are living in conditions that are dangerous such as, if their home is being burglarized and living in a dangerous neighborhood filled with gangs and drugs? Is this a condition of zaroorah (necessity) or haajah (need)? Can one commit a major sin, dealing with Riba (Usury/Interest), in order to get his family away from these conditions. Please advise. 

Building an "events planning" website

8 years ago By user2

Q: We are planning to build a website through which people can plan events like weddings, parties, programs, etc. Since this website is for both Muslims and non-Muslims, we also need to include services such as dance groups, DJ’s, photography for weddings, etc. booking services on this website. We don’t have any direct involvement in those activities as we only act as a mediator. The customer who visits this website can book any of the advertised services as they wish. We charge the clients advertising on this website a commission per booking. Some other services that will be advertised are catering, hall booking, mehndi designers, boutique designers, wedding cards developers, travelling services, light and sound services, stage decorators, etc. Is it permissible for us to include the haraam services (e.g. photography, dance groups, etc.) on our site?

Maintaining a certain amount in one's bank account to avoid paying bank charges

8 years ago By user2

Q:

1. If I have a FNB Islamic cheque account, and when I use swipe my cheque card I get E-Bucks, can I use this E-Bucks?

2. If not what can I do with it?

3. If FNB offers clients who maintains R50,000 as balance, then no bank charges will be charged, if the R50,000 balance is not maintained then a bank charge of R199 is charged, am I allowed to maintain the R50,000 and save on the bank charges? Or is this saving interest?

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