Business and Dealings

Upholding the laws of Islam in a Muslim or non-Muslim country

Q: I would like to ask regarding فقه الأقليات. 

What is it? Could some examples be given of where it is applied? What's Mufti Saheb's stance on it? If Mufti Saheb is for it then why? If not then why? I would really appreciate a detailed answer as this is very commonly applied by Ulama here in the West and I'm not sure if what they're doing is right or not. Using this, some have permitted interest too.

Validity of a gift given with the owner's consent

Q: I have a question regarding a matter of giving on behalf of someone….it’s kind off detailed… 

Few years ago, my uncle took the responsibility of dealing with my grandfathers financial matters - with my grandfathers approval. At that time my grandfather was 100% mentally well but physically he was disabled and needed to live with someone to look after him. My mother (my grandfathers daughter) took that responsibility. 

My uncle gave my father my grandfathers car as a gift (gift or kindoff payment for looking after my grandfather). Was this gifting valid? 

Now my grandfather has dementia and isn’t in a state to make decisions, so it’s not possible to ask his approval of this gift. My father has passed away since then, so will the car be part of my father’s estate or is it still belonging to my grandfather?

Calling interest "service charge"

Q: There is a government youth development department here. There is a loan project and it was declared on the terms 9% service charge for women with no Riba. 

9% at gradually low rate. 

Is working as a youth development officer halaal there or taking the loan? 

It’s a charitable government department but yet there is that 10% service charge for men, 9% service charge for women, etc. rate for other gender.

Buying a bag of goods without knowing its contents

Q: There is a app called Refreshi, this is how it works, you pay a certain amount and get a bag of food/dessert etc... but you don't know exactly what. This is how it is written. 

"Enjoy a tasty mix of baked goods. R68 You could receive, donuts, croissants, danishes, and/or pastries. Every bag is a surprise and delight to your tastebuds." 

Is this permissible?

Settling one's debts before giving nafl sadaqah

Q: I will be receiving about R50 000 in inheritence. 

I am married with 4 kids but my husband doesn't always provide. I work, and earn a basic salary and most often I am paying for my children's clothes or treats etc. 

I want to give 10% of my inheritance in charity, however I do have debts to pay and most of the time, my money is all finished and I can't buy myself anything. 

Is it better to give out the amount as sadqah or better to pay off my debts and my zakaat which is due and keep the rest as an emergency nest.

Receiving a random reward when paying a fee to enter a campaign

Q: Is it permissible in Islam to participate in a campaign where I send $0.001 (a very small amount) to someone, and in return I receive a random reward that could be anywhere from a small amount up to $80? 

The reward is uncertain and based on luck. However, the money I send is never lost — I always receive a reward that is greater than the amount I sent. So I never lose my money, I only receive more. Is this considered gambling (maisir) or is it halal?”