Business and Dealings

Leasing a car from the bank

Q: I am a government employee. I got my car by signing a lease with the bank on a monthly installment for 7 years. The actuall price was 15 lacks but the bank gave it to me for 23 lacks which is too much. Now I am not comfortable with it. Is it interest as all the banks in pakistan are based on interest. 

Voting

Q: I voted on 25th July,2018 for a party I thought would be a good choice for my beloved country. My father and other family members voted for another party. After my father came to know that I voted for another party and not voted for a pary he voted, he got angry. He thinks I disobeyed him and I defamed the name of our family. I broke down to tears today. I am very upset as I never disobeyed my father intentionally. I always try to obey him as much as I can.

My question is that does Islam allow children to vote for a party/person that they think would be a better choice for their country? or it is mandatory for children to vote for a person whomsoever their parents suggest or order them?

Helping someone take out an interest bearing loan

Q: I wanted to ask that a family member of mine took a personal loan of 3 lac from the bank using my details. The agreement made at that point was that my account will only be used to apply for the loan whereas the loan amount and all the installments along with interest will be paid by her. At that time I had no idea that interest taking and giving is haram in Islam. I agreed to that and the amount was taken by her and it has been four months. She is not paying the installments and every month she gives a reason of not having cash to pay installments.

Since the bank has my details therefore I have to pay the installments as a compulsion or out of helplessness, as the family member is not agreeing to pay the installments and comes up with a new excuse every time. I am very worried and want to ask that since I had no idea of the loan being haram and now that I have come to know it, but now I am bound to pay that... please tell me what should I do as I am afraid of Allah for being punished as being a facilitator in applying for a loan and now also paying the installments. What should I do??