Q: How is the dua before entering the bathroom to be said? Is it the top or bottom one? Some books say it as the top one and others say it as the bottom one. Both of them have a slight variation which is a difference between of not having a dhamma (khubthi) and having a dhamma (khubuthi) on the baa in the word which I've put in parenthesis (one without a u and one with a u). As you can see below, one dua has a sukoon on the baa while the other dua has a dhamma on the baa in the words khubthi/khubuthi. Why is there a difference in this dua, if it's the same dua, shouldn't it be said the same way in all the books, why do some books say it differently? And which one is the correct one? Also, do we pronounce the kasra on the last letter of the last word and say wal khabaaithi or wal khabaaith because the transliteration says khabaaith even though you can see that the letter thaa has a kasra below it in both Duas shown below.

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْخُبْثِ وَالْخَبَاﺋِﺚِ

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْخُبُثِ وَالْخَبَائِثِ

Q: Me ye janna chahta hu ke agar kisi ke jism ke nichewale hisse me mani, mazi, peshaab waghairah lag gaye. Badme onhone jism ke nichewale hisse par paak kapraa phenkar agar ghusal karta hai, ghusal karne ke douran onke jism ke nichewale hisse par paani daal kar bahane se onke nichewale hisse par phene huwe kapra napaak hoga kya?

Q: I have a dispute with my neighbour and need advice. I live in a townhouse complex with a unit directly above mine. The unit is owned by a Muslim advocate and is rented out. His bathroom is situated directly above my bathroom and over the past 4 years, there has been a leak from his bathroom directly into mine. Initially when I complained about the leak he would have plumbers come out and attend to it. I would then, at my own expense repair my bathroom. Some time later the leak would return and the same thing would happen. This happened about 3 times. I have told him in writing that whilst I have not claimed the costs of repairs from him in the past, I would do so in the future as the situation was getting out of hand. I moved out of the complex and let the unit out. Whilst my tenant was there, the leak returned. Initially it was small and I notified him. he called out his plumbers, but the leak did not stop. The leak then became progressively worse. He called out his plumbers again who said the leak is coming from the roof. There was a problem with the roof area to his unit and despite the fact that his tenants complained about it, he did nothing about it and did not notify the body corporate. The leak got even worse and I notified him and he said there was nothing more he could do and I should call out my own plumbers, which I did. My plumbers thought the leak was due to a blockage in the waste pipe to his unit, but he refused to investigate this. I then undertook to investigate the roof area and the waste pipes myself, but the body corporate refused to allow me to do so, as this is common property. Only he could access the waste pipes through his unit but he refused to do so and wanted me to bring my own plumbers and chop through the walls of his bathroom, which I was advised not to do. Eventually, I had to get a lawyers letter to the body corporate to get them to investigate the roof. They did so, found problems on the roof and repaired it. But the leak persisted. The body corporate then looked at his bathroom and confirmed that the leak was coming from his bathroom. Following notice from the body corporate, he then arranged for a specialist leak detector to come out and the leak was found to be in his unit coming from the wall and base of his shower. In the interim, about 7 months ago, my tenant vacated the unit and I have not been able to secure another tenant because of the nature of the leak and the extent of the damage. All along I have been notifying both him and the body corporate, that this rental income was my sole source of income and that this lack of income placed my in such a poor financial position that I was late on the payment of my levies and the body corporate issued me with a letter of demand. Since the leak has been confirmed to be coming from his unit, I sent him a letter asking him to repair my unit as well as to reimburse me for my financial loss. He has now replied that he is not responsible for my loss, because he called out a plumber and was told by his plumber that there is no problem with his unit. He also states that I should have done more to find the leak myself. I would like to point out that he has not once attended on the unit himself to investigate the leak, even though he lives within 10 minutes. I have asked to meet with him but he is not available. Anytime I send him and email, he will take 1 to 2 weeks to reply and then too only after I follow up with him. I find it unfair that he should bear no responsibility for damage and loss caused by a fault in his unit. I acknowledge that he did call out the same plumber each time, but he never ever supervised their work and did not get a second opinion. Also, how can I be responsible if his plumbers made a mistake. My situation is difficult financially and the loss of income is in excess of R80000.00. The damage to my unit is extensive and it will cost allot of money to repair it. I am also anxious to try and get the matter sorted out asap so I can generate a rental income. Please advise from an Islamic perspective if I am within my rights to ask him to reimburse me for the costs of the repairs and the financial loss.

Q: If one is on a very high dosage of medication which would cause total abnormalities to an unborn child, and if that person finds out that they are pregnant, can they abort the child in the early stages? Birth defects and abnormalities are extremely high.

Q: I have some money invested that are easily redeemable and have a credit card as well. When I become cash strapped I resort to the Credit card due to ease of access and I always try to pay up the debt on the credit card within 55 days as before this no interest is charged, however, buying/relying on this facility makes me feel impoverished and fearful of consuming things that I can pay for later. I am fearful. What do you advise me to do? Use the credit card and ensure that I always pay for the debt within the non-interest period or rather use off my saved money?