Investments and shares

Investing in shares

Q: Mufti Saheb what is the ruling with regards to investing, buying shares eg telkom, mtn etc?

Is it the same as investing in the stock market? Then due to these companies been involved in interest it was not advisable to buy shares previously. So in that case what has changed? Also is it allowed to invest and get good returns, when you physically have not worked for the final amount? I ask this because if this wealth is used for Haj, will that Haj be accepted?

Investing Money in the Banks

Q: I have a question about investing money in the Bank. Few banks are offering me to open a monthly saving account. They are promising me a profit of 11.5% every month for investing with them. I will be receiving this amount without losing my investment. Is this permissible in Islam?