Q: If a person is in a personal debt exceeding 800k and on his monthly income he does not meet his monthly expenses. Can he be assisted with zakaat to pay is debt, and what is the reward of this action of assisting an individual of clearing his debt wether it is zakaat or on his personal strength?
Q: Consider a home business... Now and then I bake and sell some cakes etc. Please advise on zakaat. I don't have "stock" on hand...I only have ingredients, the product I am selling needs to be "made".
1.Can I pay zakaat from my cash earnings only or do I have to calculate the value of any of my ingredients and pay as well?
2. If I also have to pay on the value of any ingredients, how do I go about it? It will be very hard to calculate as I use these ingredients for my normal household use as well, it is only some of it that is used in the cakes I will sell.
Q: I have a chick hatchery and have a question regarding the eggs being incubated. Are they regarded as stock such that zakaat is necessary on them?
Q:
1. Is zakaah given on sterling silver?
2. Is zakaah given on silver-plated jewellery and gold-plated jewellery?
3. If the government of a country gives money to a person up to the age of 18, and after the person turns 18, they do not spend from it and have to ask their parents if they want to get money from it, but the parents themselves do not allow it and pay for things themselves for the person, is zakaah due on this money?
4. Is it permissible to give more zakaah than calculated if you think you might have missed out some potential jewellery that you own in the calculations?
Q: I have a question regarding zakaat.
I follow the Hanafi madhab. I have an Islamic home loan and car loan (Musharakah Agreement) via an Islamic bank. The home loan is 15 years for the house and 6 years for the car. I also have a savings account for investment purposes and I intend to use some of the funds for Hajj.
I have read via the an Islamic newsletter on zakaat that for long term loans such as home loans and car installments, which does not require immediate payment, we must deduct the money owed for a year and not the full amount. If I deduct the full debt amount I won't be liable for zakaat. If I deduct the 1 year payment only, I will be liable to pay zakaat.
Please confirm if my understanding is correct and I must only deduct 1 years payment? Please advise if I must proceed with deducting the 1 year debt and not the full debt.
Q: If a person has been paying zakaat on a certain date every year since before they became baaligh, do they have to change the zakaat date to the date they became baaligh?
The date they have been paying is about 6 months early, so it would probably be a shortfall in the amount.
Q: My mother gave me gold jewellery. If zakaat applied on me, who would pay it? As I am not earning and dependent on my father, will he pay it or my mother or I should pay it from my bank savings?
Q: Someone owes me R5000. If I tell him, “Give the money which you owe me to the poor on my behalf as my zakaat”, will my zakaat be discharged?
Q: I am a 30 year old female not married and staying with my parents. I am not earning and do not have a job. My parents do not provide me with money. I have to sell things and make do. I have food on the table, I have jewellery of my own, some which I had bought when I had money and some was given to me. It exceeds zakaat nisaab.
I try my best to pay all my zakaat. I am currently falling back on my zakaat. Is it permissible for me to collect zakaat even though I have jewellery?
Q: If a person does not have zakaat nisaab but he owns a house and car and has no debts, can he take zakaat?