Q: I am using a credit card for which the monthly bill is issued on the 1st of every month. If I do not pay the bill by the 15th, the bank automatically deducts the full outstanding amount from my account. I use the credit card only to avoid exposing my debit card details to merchants or hypermarkets. Is this halaal? Alhamadullah, my account never runs out of balance. What is the ruling?
Q: My friend asked me for a loan of R10 000. He said that he will pay me back the R10 000 after a week. There is no extra amount that I asked him to pay over and above the R10 000. However, since he asked me to eft the amount to him through which my bank will charge me R7, I asked him to pay my bank charges i.e. to pay the R7 which my bank will be charging me to do the eft. Is it permissible for me to take the R7 from him for the eft charge?
Q: My friend asked me for a loan of R100 000. He asked me to bring the money to him. I live in Pmb and he lives in Durban. Is it permissible for me to ask him to pay my petrol money for me to bring the R100 000 to him (i.e. R200)?
Q: My daughter works in a health company. Few days back one of her colleagues asked for 1000 dirhams from each person to give daman company and in return they will get 2500 all together. So she also gave without thinking how this works. Later when asked, we came to know that it’s a reimbursement of a fake bill of Ayurvedic treatment which is included in her insurance card but she didn’t actually do any such treatment. Now it’s time to get the given 1000 dhs plus extra 1500 dhs (reimbursement).
Is it permitted in Islam to use that money? What do I do?
Q: There were two brothers owning a business 50% each. One brother passed away, they distributed the inheritance of the business in percentages. e.g. 10 percentage to one person, another 5 percent to another and in this way they continued to receive a profit from the business. Now, the other brother wants to forcefully buy out the other portion which belongs to the deceased brothers children and wife.
1. Is it permissible to distribute the inheritance in this way that without dissolving the business people are giving a share?
2. Can the brother forcefully buy the other portion of the business?
Q: Can you purchase from a store where the money goes towards their church?
Store is fully owned and run by a Christian lady
Q: If I have a choice on whether my bank account will earn interest or not which is better to choose? If I earn the interest I will donate it to the poor and someone will benefit. If I don’t take the interest the bank will benefit.
Q: Is it permissible to build an online platform where gaming organizations can host skill-based tournaments and charge an entry fee per slot? I am not playing the game myself — I am only providing the technology as a service and taking a small platform fee. Is this halal?"
Q: I host tournaments on a game called Fortnite. People pay me a fee. Everyone to take part in these tournaments, and I pick a few of them every weekend to take part in the tournament. I give the top 3 prizes and sometimes cash rewards, prizes like perfumes, clothes etc.
Is this what I am doing halaal earned money, I make profit of this too.
Q: When shopping online (Temu etc.), certain companies have something called "price adjustment". It is a benefit which gives the buyer back the difference in his previous purchase compared to the current price which is received by the buyer as credit in his account.
For example, I purchased an item for R70. One week later it is R50 on the same online store. Using price adjustment one can claim back R20 as credit only to be used on that online store. Is it permissible to take that credit?