Business and Dealings

Settling one's debts before giving nafl sadaqah

Q: I will be receiving about R50 000 in inheritence. 

I am married with 4 kids but my husband doesn't always provide. I work, and earn a basic salary and most often I am paying for my children's clothes or treats etc. 

I want to give 10% of my inheritance in charity, however I do have debts to pay and most of the time, my money is all finished and I can't buy myself anything. 

Is it better to give out the amount as sadqah or better to pay off my debts and my zakaat which is due and keep the rest as an emergency nest.

Receiving a random reward when paying a fee to enter a campaign

Q: Is it permissible in Islam to participate in a campaign where I send $0.001 (a very small amount) to someone, and in return I receive a random reward that could be anywhere from a small amount up to $80? 

The reward is uncertain and based on luck. However, the money I send is never lost — I always receive a reward that is greater than the amount I sent. So I never lose my money, I only receive more. Is this considered gambling (maisir) or is it halal?”

Relative on property cutting off water supply from tenants

Q: There is a landlord that has a property. On it there are three homes. In the one main home is a close relative that stays. The other two are rented out. The relative does not pay for anything. At first, the landlord gave the administration duties to the relative but the relative could not manage it properly. 

The three homes are being fed by a single borehole for water (no municipal water) that is fed to three separate water tanks with three separate pipes to each homes. After excessive rains, the pressure pump got damaged and as a result the water pressure dropped considerably to the homes. The relative decided (while the pressure pump was attended to) to cut off one of the houses water supply so that they get a little more pressure in theirs. When the landlord came to know about it, he sent a message to them that they have no permission to do this. They ignored this message and went a step further to cut the other pipe as well and feed the main pipe to their home, resulting in that they have a little more water pressure so that they do not have a problem to shower. The landlord is in another province and is unable to attend to the problem personally. What should he do?

The one suggestion that was given is that because you are only charging rental to the two homes, the water issue is not your problem and they must sort it out themselves between the three of them and split all the costs, even the pressure pump. You were kind to supply good water pressure to their homes. If you go the extra mile you will be rewarded but there will be spiritual cost involved by being harsh with your relative. What is the Shariah way to deal with this?

Selling malic acid to breweries and to manufacture sweets

Q: I am interested in purchasing a company that manufactures malic acid. The acid is used in the manufacture of sweets to make them taste sour and also used in the manufacture of beer to give it a sour taste. 

The main customer base of the company is the breweries. 

Will it be permissible for me to purchase the company and maintain the same customer base?

Promoting women’s modest clothing on female models

Q: I would like to seek guidance regarding promoting a women’s modest clothing business on Instagram. 

1. Is it permissible to advertise modest clothing using female models if their faces are covered or not shown at all (for example, only showing the lower body such as the outfit from the shoulders down or waist down)? 

2. If using human models in this way is not permissible, would it be allowed to use AI-generated images to promote the clothing, where the “model” is not a real person and the face and eyes are also covered or not shown (only the lower body is visible)? 

My intention is to maintain modesty while still presenting the clothing in a presentable and appealing way for customers.

Charging the customer handling fees on items returned

Q: Is it permissible to charge a general 15% handling fee for all returns for admin and transportation costs? 

E.g. The seller is in Durban and the buyer is in Johannesburg or Cape Town. The seller incurred admin and transport costs to get the goods delivered and will incur costs to get the goods returned. There could be various reasons for the returns - incorrect goods supplied, excess stock bought, damaged goods received, buyer cannot sell the goods etc.