Q: I'm using a banking app, so I have transferred funds from 1 account to another but the transaction failed and the balance has been deducted from my account. After a few minutes, I received a refund but my 2nd account has also been credited with that amount... So I'm asking that should I return it to the merchant as I have been paid this extra amount mistakenly.
Q: I have a question regarding my job. I work in a technical firm as an engineer and my company pays me a monthly salary. My company take projects from clients and after completion of projects the client pays money to company, company puts that money in the bank and then our salary comes. Although i am not sure that either company takes interest from the bank or not, but i know that in my country Pakistan, every other company does that so there is a very high possibility that my company also takes interest from bank. So now our salary comes from (Client's money + Bank interest). So what is the Islamic ruling on this issue.
Q: Ma aik do din sa bara parashan ho payoneer aik online bank ha online work ka paisa is ma log transfer kar k mangvata ha mana jab account banan tha tu muja waham ho gya k is ki term of service ma koi galat bat na ho jo accept ho jai mana term of service ko dekha bi lekin phir bi shak raha term of service english ma thi jaha tak ho saka mana un ko para lekin muja koi asi bat nazar nai ayi jis ka muja waham tha mera causin na wo account apna nam pa banaya lekin muj ab ya kheyal a raha ha k muja is bat ka shak tu th ya waham tha mana usa kyu kaha k tum account banao agar us ma koi galat bat nikal ayi ya unho na apni term of service change kar di bad ma koi galat bat dal di muja ya kheyal a raha ha k mana us ko ya kyu nai bataya k muja is bat pa shak ho raha ha k mana us ko roka kyu nai hum na is account ko istemal nai karta kya us ko ma kaho k muja asa lag raha ha k mera sa koi galti ho gai ha kya us ko ya bat batao ya sirf ma hud Allah pak sa tauba karo us ko mana ya kaha h k yar account delete kar da ga hum istemal tu karta nai is bat ka pata nai k us ma kya term of service ha .
Q: Savings account is halal or haraam when profit are not given at fixed rate?
Q: If I have a savings account towards hajj and its more than 1 year:
1. Is qurbani wajib on me although I may not have any other money besides the savings for hajj?
2. Do I pay zakaat on that money?
Q:
1. If I have a FNB Islamic cheque account, and when I use swipe my cheque card I get E-Bucks, can I use this E-Bucks?
2. If not what can I do with it?
3. If FNB offers clients who maintains R50,000 as balance, then no bank charges will be charged, if the R50,000 balance is not maintained then a bank charge of R199 is charged, am I allowed to maintain the R50,000 and save on the bank charges? Or is this saving interest?
Q: I have 5 bank accounts in india and all are giving interest on my deposited money. when i got interest i will write in my diary date and amount and after all banks have given interest i will add and sent all the amount to charity like patient or orphan for education etc. but this amount i will sent from one bank. my question is my method do doing interest money is correct or shall i withdraw cash from each bank separtely and pay for charity. please expplain the right method of interest payment.
Q: Hmary pas mcb r Habib bank ha to ismy islamic saving account open krwana kesa ha r isky bary mei kia hukam ha...???
Q:
1. I have a question regarding banking. If the bank gives you $200 credit in your account for opening a new account and then charges $35.00 for bank fees every month. Is it permissible to use that $200 to pay their fees? If not, what is the correct approach to take? Should a person try to refuse taking that money or take it and give it to Sadaqah without intention of sawab?
2. If the bank offers you a free service such as a safety deposit box for having a certain type of account is it permissible to take advantage of that?
3. Also, is it permissible to use points earned on credit card spending to pay fines, speeding tickets, taxes etc?
4. If a person forgets to make a payment and the credit card company charges a late fee or interest. Is it permissible to use the point to pay for such fees?
Q: I work in the accounts dept of a company. We receive payments into our bank account from customers. Sometimes we receive payments but we cant trace who the money came from. After a few months if no one has come forward to claim the money we give it away in charity. My question is, can I give the money to a fellow employee of the same company who has some loans that they are unable to settle?
Is the answer the same if the employee is owing the loan to the company itself?