Miscellaneous masaail of Janaazah

Passing away at sea

Q: If a person passes away at sea, what should be done? What is the ruling regarding Ghusal, Janaazah Salaah and burial? Can the deceased be placed in cold storage (e.g. cold room) so that on reaching the coast, after one or two months, they can bury him on land?

Burial insurance

Q:

1. Is insurance schemes for burial permitted?

2. Is a saving scheme run by an organization permitted whereby every month you contribute an x amount and at the time of death, the organization will take care of burials, provide food, chairs etc.