Ghusal

Masturbation

Q: After urinating, when rinsing the private area with a hand shower, the pressure of the water is satisfying. Sometimes, I get really aroused, which follows a discharge. Is this counted as masturbation? Do I have to perform ghusl? 

Will ghusal be necessary if spouses rub their private parts against each other without discharge?

Q: Some times a wife rubs her private part against her husbands but his private part does not enter her private part. In this case, the wife gets satisfaction but no release of any white jelly, etc. just satisfaction from inside. Is there any need for the woman to make ghusal or must she just wash her private part.