loan

Avoiding interest when paying off a loan

Q: I would like to perform hajj in the near future so I need to pay off two loans. I have student loans from over a decade ago that I would like to pay off in full. However, I don’t want to pay the interest that has accumulated on these loans. If I can settle to pay just the amount of the original loan, will that be permissible? Also, I have an outstanding loan from a certain company. If the company agrees to let me pay just a percentage to have the entire loan forgiven, is that permissible?

Taking the money owed to one by one's father from his money

Q: My dad owes me some money, however he thinks that whatever money I give him, he doesn't have to pay me back. However I am the one that looks after his money fully. He keeps his savings with me also. Would it be permissible for me to take my money without telling him, he will not realise that I have taken my money as it is a very little amount. If I ask for my money back he may get upset and offended.

Taking an interest bearing loan to start a business

Q: I want to start the business with my friend. We live in India. I want to have clarification with following points

1. Can I start a business by taking loan based on interest?

2. If above thing is not possible then is it OK if my partners take loan and I restrain from it?

3. Is it ok if I work in their (my partners firm) which takes loans and take my share of profit as employee?

I wanted to have clarification because in any way the firm in which I am working currently has taken loan from banks for its functioning.

Qardh wusool karne ke lia wazifa

Q: I had paid 40 thousand for hajj and I have to pay 6 lakh more for our couple hajj but I had given the 6 lakh to my friend. She was in a problem and now is not giving back my money and today she is saying agar Allah ka hukoom hoga tumhara is saal ke hajj ka to main tumhara paise return karogae. Please aap mere is muskil ka haal bataeye mere sohar ko bhi is baat ka pata nahi.