Trade

Q: I am working as a real estate agent. Whenever a deal is done, we take a 2% commission from both sides i.e. from the buyer as well as from the owner. Is this acceptable in Islam?

Q: A Muslim shopkeeper does business with a non-muslim who partakes in interest. The non-muslim then buys something from the shopkeeper. Is the money halaal for the Muslim to use?

Q: I trade currencies in the Forex market. I do not use leverage or margin, neither do I receive interest or pay any interest. All these things are done through an online broker. Is it permissible?

Q: I do not sell cigarettes, but I sell smoke pipes. Is this permissible?

Q: Can a Muslim buy something online?

Q: We want to open a travel and tour business in which we sell tickets to people to travel to other countries. Is this business permissible?

Q: I am working as a gaming programmer. I intend to design educational games that will not contain any music or pictures of animate objects. Is this allowed in Islam?

Q: A person wishes to purchase a stove on credit from Makro (for example). The cash price of the stove is R5000. However, Makro says that if you wish to purchase it on credit, there will be a certain percentage interest rate. Hence purchasing it on credit will cost R5800 over 20 months at R290 per month. Makro says that the installment will NOT fluctuate during the months. Every month it will certainly remain at R290 till it's fully paid. When he purchased it, he ignored completely what they had to say about the 'interest rate', and his intention was that they are merely changing the price of the stove and just making more profit on him since he's buying it on credit. Is he guilty of ribaa in the above mentioned case?

Q: About 2 years ago a purchased a cellphone from a store that offers an extra warranty which I had taken out that says they will provide you with a new phone if something happens. The warranty covers accidental water damage and screen cracks etc. There is some terms and conditions that basically say that if it was intentional/deliberate then that would not be covered. One day whilst using the phone I thought some dirt/napaak might have gotten onto the phone, so i took some water in my hands and put it over the phone. Regrettably the phone had gotten water damaged and I had taken it in to the store to get it fixed/exchanged. When I took it in to the store, they did not ask how or when it happen but rather took my personal details and a week later gave me a replacement phone. Of course, my main intention was to just clean the phone, but unfortunately it had gotten damaged.

1. Is the replacement phone they gave me ok for me to use? I ask since the phone had broken through my own wrong doing even though not deliberate and they did not ask anything about it

2. Did any of the work i did for work purposes on the phone become wrong for me to do?

3. Coincidentally after a couple of months the replacement phone they had given me fell in the rain and yet again I went to them. This time they asked how it happened etc and I explained to them it fell in the rain and they gave me another replacement phone again. Is this phone also OK for me to use since the first one (not original, first replacement) had to be given in?

4. Can I sell this second replacement phone and use the money from it?

Q: Can a Muslim business sell un-halaal products (meat etc.)? The business is located in a non-muslim community.