Valid & Invalid transactions

Selling products that are not in one's possession

Q: I would like to know if I can deal in the following ways:

1. Sell a product on an online platform and receive payment (part or full) but the product is not in my possession.

2. Sell a product on an online platform and receive payment (part or full) but the product is in the stock of my supplier who promises to send me when I have confirmed the order.

3. Being the official rep of a particularly expensive but slowly moving product, can I take orders with part or full payment and then place the order with my supplier?

Doing business with Amazon

Q: While doing wholesale business with Amazon, one buys the product from a seller in another country and then drops it off at Amazon. We shall be advertising the product and Amazon will be responsible for storing, packaging and shipping of the product and it will charge us fee for these services. Is this method of sale correct.

Using shyft by Standard Bank

Q: Forex trading currency through mobile app from standard bank. Money is transferred to shyft in rands, which can be used to purchase at any time through a physical card or virtual card. Rands can also be traded for four specific currencies. These currencies, if in possession can also be used for purchasing through a virtual card. From what I read, no interest is involved and no hidden costs. Only fees for trading between currencies and amount is agreed before confirming transaction. This is called shyft from standard bank.

Is it permissible to use?

Selling an item not yet in one's possession

Q: Is it permissible for a supplier to:

1. Sell/enter into deals for goods not yet in his possession (not physically present), but the goods have been paid for. The goods maybe in transit or for some other reason not yet in his possession.

2.) Sell/enter into deals for goods he has neither paid for nor does he have them in his possession.

3). Sell/enter into deals for goods that are in his possession but have not yet been paid for. (Purchased on credit)

Accepting a different currency from a customer and exchanging it for a better rate later on

Q: I work at the airport at a car rental. Now if a customer comes and wants to pay in Euros but we accept only Dinars, to make his work easy I take the Euros from him at the current exchange rate at the airport knowing that the exchange rate will be better outside in the city. So I accept those Euros and use my Dinars to give to the company and later take those Euros and exchange it in the market at a better rate for myself or sometimes I wait for an even better rate. Is this money halaal? 

Getting an item invoiced at a lower price when purchasing from a foreign country to pay less tax

Q: Many people do business and import items from foreign countries. Due to our country charging tax on the items imported, many people get the item invoiced at a lower price in the foreign country so that less tax is paid. I would like to inquire regarding the permissibility and rulings regarding this.

Unintentionally purchasing a heart shaped doughnut on Valentine's day

Q: I bought a donut from Dunkin Donuts because I was hungry and it ended up being heart shaped because of Valentine’s Day. I do not celebrate Valentine days and did not know that it would be heart shaped. I was not sure if I should return the doughnut but did not want to waste food so I ate it. Did I commit kufr or a sin ?