Various masaail of Business and Dealings

Q: Can we use discount on bank cards (credit and debit) offered by resturants and shops?

Q: When making purchases, if there is a box to tick that says 'I have read and accept terms and conditions' But a person hasn't read them, is this sinful. Even if the purchase is something beneficial in Islam. (Note: Some terms and conditions can be pages and pages long like about 70 pages).

Q: I want your fatwa regarding the use of debit card. I understand that using credit card incurs interest when the withdrawn amount exceeds the amount in the person's account with the bank as the overdraft provided by the bank is charged with interest. However, the use of debit card withdraws amount only upto the amount present in the persons bank account and therefore no overdraft facility is provided. This means no interest is charged. I therefore want to ask, is the use of debit card lawful as per islamic principles and allowed? The amount payed on the issuence and renewal of the card is the cost of the use of the card facility as per my knowledge and does not involve interest. Please provide me a clear answer.

Q: In Islam, is it acceptable for a man to work as a midwife?

Q: I have some land and a house which was bought with mixed, lawful and unlawful money. At present, I have no business and no money on hand. Moreover, I took some unconditional loan from my relatives. That loan is still due. Now I wish to sell the land and repent because I want to go for Hajj. What is the ruling for repentance?

Q: I am a rep for a medicine company. We have to visit doctors to promote our medicines. The doctors are not receptive towards us until we give them a bribe. In this case, will it be permissible for us to give a bribe?

Q: I am a student and I lied to my parent on the amount of money I want to buy a book. So I collected the money from them and I bought the book but I invested the remaining money in a business and I am making profit but now I am feeling as if the profit and business is haram. Should I give the money and business to them in order to clear my sin?

Q: Few months back I had got services of carpenter for my home new kitchen. I said to him please make the kitchen with well finishing and I asked him the rate he wants. When kitchen was finalized it was not well furnished and had many technical issues and when I said to him it is not up to the mark and then he without informing me left the house. I had already gave him maximum amount and only PKR. 10,000 was left with me. Now after few months, he is approaching other person who talked with me for giving him 10,000 left amount. My question is: What Islam guides us in this matter. May I give him rest of amount as my kitchen work he didn't do what he said? Please help me and guide me.

Q: I was involved in a major car accident. I was admitted to hospital and underwent major surgery. When I claim from the RAF, can I claim for loss of income?

Q: I just wanted to ask I have Islamic banking with FNB and earn ebucks when I swipe, would it be permissible to use the ebucks earned?