Investments and shares

Q: Is Islamic investment with Fnb halaal?

Q: I am not too convinced with the present day Islamic finance which is applied in the conventional banks as well as those with Muslim names.

Similar is the issue with stock markets. One point that I have totally failed to understand is the concept of permissibility in investing in those companies which deal in interest on condition their interest earnings/dealings is below 33%.

By me buying shares in a company, I become a co owner. So being a co owner in a company dealing in interest is permissible as long as it is registered as a public limited company.

But then why is interest not permissible for me as a sole trader. If I have a shop which I run by myself then why can't I take loans and invest in interest based instruments and make sure it doesn't exceed 33%.

I am genuinely confused and have failed to understand the rationale in this 33% concept. Buying shares in a public limited company is permissible even if it deals in interest as long as it is till 33%. But by myself i can't be a sole trader doing the same. Please explain to me as i am really confused.

Q: There is a company named B4U Global which collects amounts from people and invests it in various fields like properties, marble, motorcycles, etc.

The company divides the 60% of profit to the investors on daily basis equally while keeps 40% for their own expenses.

If you refer someone to invest in this company then they give you a small percentage of a referal bonus and profit.

In Pakistan, the government has not authorized crypto currency so they do not invest in crypto currency here.

Saturdays and Sundays are off so profit is not given on these two days.

Please guide if it is right according to Islamic laws.

Q: Is the stock market halaal to invest in? i.e. there are companies whose products are good and halaal, but their financial reports show some small percentage of interest-income, or interest expense. 

Q: In order to buy stock shares, I have seen a ruling that says that only 5% or less of a company investment should be in haraam activities like alcohol, interest, etc. How can we say that when Allah has asked us to completely stay away from them? Will investing in Islamic banks be halaal if they follow these guidelines?

Q: I am from a Muslim country. I am planning to invest in a business with a friend in which the friend of my father repairs electronic equipment like fans, washing machines, ovens, irons, etc. and also installs electricity in newly built houses and sells electric items.

My question is that is this type of business halal as we provide our service and the user of all these things will use them for some haraam things like they will watch movies, listen to music and this kind of stuff. In general, is an electric store business permissible?

Q: I wanted to buy some stocks on Netflix as there seems to be a high potential for it to rise up in profits, what would be your advise?

Q: Is buying and selling of halaal shares on the same day permissible in Islam?

Q: I want to invest my savings in a commercial bank which is offering a profit rate of 10%-12%. It is to bring to your notice that the profit rate will vary each month depending on the market and also it will change if we deposit more. Shall I invest in it?

Q: What is futures and is it permissible?