Loans

Q: The government I live in help the citizens with a payment of the house or flat when you are moving and give you a support/loan. The loan is interest free the first 5 years so you don’t have to pay the interest and their intention is to help out the citizens because it’s in the law. You can make a plan with them that they take every month from my student allowance until the loan is paid and it will be interest free. Can I take this loan or is it haram?

Q: Zaid owes Amr money. Zaid wins the lottery and pays Amr with the money that he won. Amr knows it's lottery money. Is it permissible for Amr to accept it and use it?

Q: I am metal importer. I have less capital available as compared to my business volume. I want to do financing. What is best way to finance without interest. I don't want to do partnerships.

Please guide and suggest .

Q: Is it permissible to buy a house from An Nahl. If the house is 600 000 for example, they put up a mark up of 7 % if you pay within 10 months, a mark up of 10% if you pay within 24 months and so on and so forth. It's fixed profits. Please let me know if its permissible? 

Q: I want to buy a home at my native place but I haven't enough money to buy it, so can I apply for the home loan. I already tried to halal sources to raise funds for the same but I only collected 10 lakh, and the home price is 28.5 lakh.

I know interest is haram in Islam. Also suggest me the best way to achieve it. 

Q: I took out student loans to pay for my college education, but I paid all of them off 1 day after the interest started accumulating. I could’ve paid it off sooner, but I had a confusion about when the interest would be adding on. Will my income from my job be haram because I had 1 day of interest in the means of earning that education?

Q: I had met with an accident and I'm at home completely. My mother is a pensioner and my brother too is living along with his kids. We have no savings with us. We got a loan on pension. Can I take the money for my angiography as I cannot work and no one to help me for this treatment?

Q: Is it permissible for me to lend someone money as a personal and ask for a profit in return. (The money will be used for business - I am not asking for a profit from the business).

The profit on the loan is fixed at 10% per annum. Then another 10% is added to the outstanding balance at the end of each year until fully paid. The term is fixed for 6 months to repay the loan.

Q: What is the ruling in Islam if a person borrowed money from a friend for a set time period and willingly wants to return the money with some extra amount?

Q: If one buys a car using the following method will it be permissible:

ABC person tells the bank to purchase the car from a dealer. A purchase & sale agreement is done between the dealer and the bank. Just say the bank buys the car for 100000 and then a purchase and sale agreement is made between the bank & I, that I purchase the car from the bank for 120000 fixed regardless of changes to the haraam interest rate. Theres 2 separate transactions. Will this type of deal be permissible?