Reciting behind the Imaam

Reciting Surah Faatihah behind the imaam

Q: My question is regarding the method of jamaat namaz:

1. If someone is offering namaaz with jamaat, should he be required to recite “Surah-fatiha” and a surah after that if the imam is reciting it?

2. Now in the case of Zuhr and Asr prayers (when imam is not reciting loudly Surah fatiha and Surah) do the people have to recite it or should they simply stand quiet?

3. In the last 2 rakats of a farz namaaz, I know that surahs are not recited after surah fatiha, I just want to confirm this from you?

4. If I join the jamaat in the rukooh of the first rakaat, I don’t need to repeat the 1st rakaat (this is what I understand); now when will I recite the thana “subhanakaALLAH...” ?

Muqtadis reciting Surah Faatihah in salaah

Q: In chapter no 7 (Surah Al-Araf) verse number 204 it is stated that "When the Qur'an is read, listen to it with attention, and hold your peace: that ye may receive Mercy". So why do people when praying Fajr, Maghrib and Isha (fardh) behind the imam (first 2 rakahs), when the imam finishes reciting surah AL-Fatiha, many people recite surah fatiha, although the imam is reciting another surah. Please do clarify this.