business

Q: A person does sewing as a business.

1. Can they ask permission from their customers to throw away the very tiny scraps of their fabric. eg. from overlocking and trimming seams etc?

2. Is it okay if she notifies them afterwards that some of the scraps might have been thrown away or should she tell them from the beginning that its possible that some of their fabric/cotton(scraps and shards of fabric eg.from fraying/ cotton from unpicking when altering etc.) could possibly be thrown away or does she have to notify them at all as sewing usually does entail all these? (usually she tries to return everything but sometimes very tiny pieces remain so notify afterwards)

3. Does she have to decide for each customer, whether she will sew for them or not, from what they are wearing at that point or from what they seem to be from what they speak (if she doesnt know them personally) or if she knows them to be parda concious or not and then let them know whether she will sew for them or not, or will a clear notice that all outfits(i.e. which she sews atleast) should be worn in accordance to shariah, suffice? Please give any other advise which might also be important to take note of when doing business.

Q: I am a pharmacist who owns a retail pharmacy and would like to know the shariah ruling on stocking and selling the following types of medication:

1. Tablets and capsules containing porcine and non-certified bovine gelatin. 

2. A number of medicines which contain alcohol as a major part of ingredients and many which contain alcohol as a preservative.

3. Medicines which contain ingredients which people can become addicted to e.g. codeine-based products like pain killers, etc.

4. The permissibility of transacting with patients on medical aid.

5. The sale of contraceptive pills and morning after pills to prevent conception.

Q: A Muslim business has already taken out insurance on their fleet of vehicles.

Is it permissible for a Muslim to do the accounting records and related calculations for this insurance which they have already been taken out? For example, he will have to calculate the total insurance premium for all the vehicles, cross-check and ensure that the insurance records are correct, etc. The Muslim will be working for the business itself and will be in no way related to the insurance company.

Q: I'm a software engineer and there is a website called github.com. Its a website for saving and downloading software codes. Its so popular because of the high quality that pretty much everyone in the entire industry is using it. It even acts as a software engineer's resume. Its a huge website but the problem is that it has a couple of programs that some people decided to give names like thor and god. The company nike is a similar issue. However, one can avoid nike but avoiding github.com is impossible in this industry. What is a Muslim to do in this situation? 

Q:

1. Is it haraam to sell a lunchbox or plastic packets that have a picture of a cartoon character on them?

2. Is the income from this haraam?

3. If so, and I have already sold them, what should I do?

Q: I live in UAE and is it possible to get a loan from an Islamic bank. What is the difference between Islamic banking and conventional banking because both are offering same kind of products.

Q: Is it permissble to do a service in the following mannner:

1. The worker explains the service and its disadvantages to the client.

2. If the client wants the service, he pays a certain portion of the payment upfront as a deposit.

3. The worker then uses some of this deposited amount to purchase a facility that allows him to complete the service.

4. The work is then done and shown to the client for approval or rejection within 25 days.

5. If the client approves it: the client pays the remaining amount, and the completed work is given to client, along with ownership of the facility.

6. If the client does not want it: the worker then cancels the facility, receives a full refund from the facility provider, and returns the full deposited amount to the client.

Q: Is online earning like Youtube, doing surveys online, installing apps, referring service and apps for others, etc. Many services and websites are available online for earning, that all work in Islamic perspective. Are they halaal or haraam?

Q: I requested R300 fuel at a filling station, but the attendant filled R370 in error. Am I obligated to pay the extra R70? The manager informed me that the attendant is liable. Is this correct? What about the extra fuel in my tank?