loans

Q: If the deceased was in debt to a lump sum amount and his heirs cannot find that person to pay of the loan, what does the Shariah says about this?

Q: Is personal loans from Al Ahli bank (NCB) Saudi Arabia Halal? The bank claims it's Islamic.

Q: I want to know if I want some monetary help from my family and I ask them and they help me and I return it after a few weeks, I want to know that is it shirk?

Q:

1. I have 1500 dollar cash with myself and my sister borrowed 500 euros from me 3 years before and my brother borrowed 500 dollars from me 3 years before. My husband borrowed 600 dollars from me 1 year before. So how should I calculate zakat for this money?

2. My husband has 15000 dollars in his account and almost 10000 dollars at home with his mother but the money he has at home is saving money from his salary every month he saves the money from his salary. What is the procedure for salary zakaat?

Q: I wanted to find out something regarding interest. I'm currently in an unstable financial situation, I find it very difficult to pay my expenses, I'm currently working and have tried many things to make additional income with no success. I've been working on a business plan and submitted to government, would it be permissible for me to take a loan from them? The loan will have interest payable. I cannot go to any Islamic bank etc because of my financial record. I have no other options, please advise.

Q: I attend pharmacy school in the United States. It's my first year and as you might know I had to take out a loan because of the tuition. The tuition is extremely high so for the loan I had to take it out on a interest rate. I have taken out 2 loans so far both on interest. I am not doing well in my classes and I am on the verge of failing and getting kicked out. I have been fed up with this and I think it's because my tuition involves interest that's why. I want to leave but I do not know what I would after leaving this school and my parents don't understand; they want me stay here but inside I do not want to. What should I do? Please give me advice.

Q: On a buy to let ISA, for the amount saved in the ISA, the bank provides variable interest return which is haram however, as an incentive to save, the government provides £50 bonus for every £200 deposited into the account each month. Is this bonus something we can take?

Q: Is credit card permissible in Islam? Please inform me regarding credit card usage.

Q: My question is that mostly banks are offering loan with interest (riba). If any bank offers riba free loan, than is it right according to Shari'ah?