Qarz daar umrah par jaana
Q: Mujh pr kuch qarz hai or me umrah pr jana chahta hun jiska sara kharcha mere bhai utha rahy hain or me jobless hun abhi study kr raha hun kia me umrah py ja skta hun?
debt
Is zakaat compulsory upon a person who is in debt?
Q:
1. Zaid bought a house on mortgage, he owes the bank a lot of money, about 70 thousand pounds, he has to pay at least 5 thousand pounds to the bank every year. Zaid has 5 thousand pounds savings in his account (kept the money for daily family usage) does he have to pay zakat on this amount (5 thousand pounds) at the end of the year because his debt is more than his savings?
2. Is there a difference of opinion amongst scholars regarding the above situation if zakat is fardh or not?
3. Will it be permissible for Zaid to take zakat money to pay of his mortgage to the bank?
Logo ka qaraz adaa karna
Q: Manay kuch logon ka pesa dena ho aur mamlat poranay hogae hon. Ab in logon ka thikana contact nahi meray pas. To kistrah ye qarza maaf hoga kisko don wo pesa k akhrat mai mujh par pakar na ho. Aur ye btain agar meray qaraz ada karnay say phelay logon ka haq ada karnay say phelay mai agar dunia say rukhsat hota hon to kya bad mai lawahkeen mai say kui wo qaraz ada kar sakta hai aur kesay ada hoga jab k kisi ko na pta ho k kisko denay hain.
Zakaat on gold purchased with a credit card
Q: Someone took gold on credit cards and couldn’t pay the credit card, so the interest is triple times more since 1 year, and the person left the country. Is the person eligible to pay zakat on this gold? As people are saying that its not payable to zakat because person is not paying credit cards bills and interest is more than its amount of credit limits.
Is qurbaani compulsory if one has debts?
Q: I have a questions regarding qurbaani and it becoming wajib. I owe R1000 and R700.
1. If I am in possession of the nisab on the days of eid will qurbani be wajib, or should I pay my debts first then make Qurbaani?
2. What happens if I need the nisab amount (after the debts) to see to my expenses for the remainder of the month?
Waiving off a debt and considering it to be zakaat
Q: If I lent someone cash as a loan and at first have every intention of asking it back. However, after sometime I decide to not and forgive them can this be considered zakaat? Also do I have to inform this is forgiven as zakaat.
Trying to locate the person one owes money
Q: I took my son to a general practitioner about 5 years ago. At the time, I forgot my medical aid card, but the doctor was kind enough to consult my son as I assured him to provide my details the next day. The next day, I contacted the receptionist and provided her my medical aid details. A year after that, I noticed that the fee did not go through my medical aid and contacted the receptionist to inform them. It is now a few years later, and the doctor has moved, and I am unable to get hold of him. He is not listed on any websites as well. How do I discharge this fee?
Is zakaat obligatory if one is in overdraft
Q: I am married with a three month old son. My wife and I both work. We live in a very modest lifestyle and Alhamdulliah just about manage to afford our essentials every month (rent, food, electricity, etc). However, once all the expenses are paid, our bank account is in an overdraft. We have been living in a bank overdraft for almost a year now and are trying our best to get out of it due to Allah's ruling on interest. Is Zakaah still obligatory on us? If yes, how do I calculate a percentage on a negative bank balance?