atm

Q: Your answer on installing an ATM refers : "since it is possible for one to withdraw interest bearing loans through this medium, it will not be permissible to install an ATM on one’s premises as one will be aiding in the sin of riba (interest)."

Question: 1) Will it not fall in the category of having a dual purpose as it is possible to withdraw halaal savings also. The property owner cannot be responsible for someone that uses the ATM for a wrong purpose similar to the sale of grapes?

2) If the illat is "the possibility of withdrawing interest bearing loans" then till point credit card machines should also be impermissible as a person whose account is already in overdraft is in fact paying by using "interest bearing loans " irrespective of using the budget or straight option of payment.

Q: Is it permissible for one to have an ATM installed in his store? The ATM machine offers a person many benefits and advantages such as being able to withdraw money from one’s account, view one’s bank balance, etc. The ATM, however, can also be used to withdraw interest-bearing loans using a credit card.

Q: I would like to ask a question regarding the haraam riba banks. If for example a person deposited halaal money R100 into his account and lets say he used the ATM to deposit it. The bank lost it and did not credit him for it. Will this person when counting his halaal money that he put in so far, will this person still regard it as from his halaal money or should he not consider it at all? The next question is what happens if a bank subtracts money from your account unjustly for no reason at all, will I regard that subtraction from my halaal money or must I subtract it from the haraam interest money? I know interest is haraam and I'm trying to get rid of this haraam interest money.