Factors that make Zakaat compulsory

Q: My company has a compulsory pension/provident fund that I am compelled to join. There is no option not to join. I was aware of it when I joined the company, and I signed all the necessary paperwork. Does it still count as a pension fund that is forced upon me, and do I still need to pay Zakaah on the payout. If Zakaah needs to be paid, then on what amount. Usually, the company takes off a certain amount off your salary, and puts it towards the pension fund. You have no access to this money while in the employ of the company. When you leave, the company subtracts off the tax portion, and then only gives you what is left. Does zakaat need to be paid on the full amount of the pension, or only the amount that is actually paid out (which has the tax subtracted)?

Q: Please advise me on the following concerning paying of zakaat. I have invested capital in a partnership which provides a service. There is no stock which is purchased for selling. Do I pay zakat on the full capital investment as well as profits earned or only on profits earned?

Q: My brother for the last 8 months has saved money to build his house, plus he received a substantial amount as a qardh-e-hassan. How and when will he calculate his zakaat since he is currently building his house?

Q: My husband bought a flat for investment purpose only. We will not be living in it. He is currently renting out the flat and with that flat money his paying his bond. Due to it being an investment, does he pay zakaat on the value of the property?

Q: Please advise me regarding how I should pay zakaat on retirement annuities and pension funds.

Q: Must I pay zakaat on my ruling money in my business or only my profit money?

Q: What is the ruling relating to the deduction of debts owed from the total of Zakaah that is due?

Q:

1. Is Zakat due on the current market value of the land or the original value at which it was bought given that the land is still in my possesion? Also the intention of buying this land is to build a house for personal use.
2. In order to avoid Riba (interest) to buy a house without mortgage, I am intending to buy land(s) such that after few years I will buy a house for my own personal use after selling 1 or more lands. Is Zakat still due on this land(s)? If yes then on principal amount or current market value?

Q: If a person bought a car but hasnt paid in full. Eg. the car costs R100 000 and monthly he is paying R2000 towards the car. His total cash is R50 000. Is the R100 000 a debt on him? Does he still have to pay Zakaat?

Q: I have a few graded Mandela R5 coins (year 2000 and 2008) that I have acquired. They are legal tender, but because of their demand and rarity, I bought them for a few thousand rands. I purchased them with an investment intention. How do I pay zakaat on them?  The coins have no gold or silver in them.