Recipients of Zakaat

The correct avenue of Zakaat

Q: Can zakat-ul-maal be spent on musjid expenses, neighbours, people of other faiths, fi sabillillah when there are poor Muslims, orphans, reverts with no means to feed or pay for health expenses in the global Muslim ummah? Can zakaat funds be used to purchase a Lamborghini or a Honda for a Duke or Prince of London under the clause ' mending hearts, bringing hearts together or fi sabillillah'. I'm not Robin Hood but I think I can see right through the answer. I interpret Surat tawbah chapter 9 verse 60 in the sequence in which it was revealed, poor ones before others. But some people prefer to spend the money on their 'bethrons', emphasising on 'mending hearts' and others would like to spend it first on the travellers. I think there should be a separate intention for friends, neighbours, people of other faiths, travellers, musjid renovation, relieving debt and a separate fund for the poor, orphans, reverts, and zakaat workers basic needs. If the zakaat worker's salary exceeds the zakat ul maal, then the purpose of zakaat to the poor and the orphaned is defeated. I need the opinion  of our dear Mufti on this.

I hope and pray that I haven't offended anybody, these are hard times and funds need to be spent carefully to earn more good deeds, sawaab.
Clearly the needs of the poor and the orphaned and the ostracised reverts and the families of zakaat workers should not be overlooked in our intentions. May Allah forgive me if I'm wrong. May my brothers and sisters in The ummah and other faiths forgive me if I'm wrong.

I am heavily in debt. Is it permissible for me to take zakaat?

Q: I am a 32 year old married muslim male with 2 kids. I have been unemployed for 3 years and struggling to earn an income to match my living expenses (water/lights share, food, school fees etc). Also, I am in debt in the region of about R500 000 due to previous business debts. My Family and I are currently living with my parents and I have no possessions to my name (property,stock, car etc). My wife buys and sells goods as well to supplement whatever little income I am currently bringing in. Is it permissible for me to collect Zakaah to cover my living expenses and to repay my debts to Creditors?