Importance of Salaah with jamaat

Performing Salaah in the Musjid

Q: Is prayer in musjid obligatory? There is a hadeeth which says something like prayer not being accepted if you hear the azaan and don't go to the musjid. Also there is a hadeeth of a blind man and he wasn't given concession to pray at home if he heard the azaan. Also there is another hadeeth about the prophet (Sallallahu Alayhi Wasallam) wanting to burn the houses of those who don't pray in the musjid. Yet I heard zakir naik say most scholars say it is sunnah muakkada (maybe he meant if we don't hear azaan). Also if prayer is obligatory in the musjid if you hear the azaan, how should this be understood in modern times? Like literally if we hear it? What if someone lives right next to the musjid in a western country but they don't give the azaan through the external speakers of the musjid so the sound of the azaan can just be heard inside, where as in some muslim countries the azaan can be heard from a distance of even 500 meters because of the speakers. Or should we consider how far the sound would travel if done in an open area (desert) and give the azaan without speakers and see how many meters it would travel? Another thing to keep in mind would be thick infrastructure and noise also plays a role on how far the azaan would travel these days. Jazak Allah Khair. Please explain if there has been some ignorance present in my question pertaining to context of Ahadeeth. This is so important as not praying woukd be kufr and if our prayers aren't being in the masjid they might not be accepted. Also what about congregation prayer. Does that suffice? If he hears the azaan but prays in congregation somewhere else? Please provide evidence from Quran and Sunnah.

Not going to the Musjid due to fear of being hijacked

Q: My mother does not want me to go to the Masjid for Maghrib and Esha Salaah. Though we only live 15-20 minutes from the nearest Masjid, our house is in a somewhat isolated area. So my mother fears me being hijacked or something similar. Hijackings etc. are common at these times and in our area, so the fear of my mother is valid. However, I do not feel it is so dire. But I could be wrong. Though I also want to perform all my Salaah in the Masjid Insha-Allah. Please advise if I have to follow this command of my mother and thus perform Maghrib and Isha Salaah at home?

Performing Salaah at home when there is a severe downpour

Q: In the UK the weather is often cold and wet and I am a young teenager. Sometimes I want to go to pray salah with the jamaat but due to the weather my mother stops me fearing that I will become ill. Shall I disobey her and fulfil Allah Ta'ala's command or obey her and read at home? Would I get a sin for not obeying my mother or missing salah with jamat?