Q: Person A gives person B £1000 to buy a car in order to sell. All the profit from the sale is split by person A and B. Person A will receive his £1000 back. After that if there is any left over money then it will be split between A and B. Is this permissible?
Q: Six months ago my businessman friend approached me and told me that he has got a big order from his customer but he doesn’t have enough money to fulfill his order. So he asked me to invest 1 million in his business so that he can complete the order and he would pay me a profit from this order in proportionate to my investment which is around 0.4 million. Order was confirmed and payment was secured. Is this halal for me?
Q: One of my friends wants to open a store with me in a partnership. We will share the profits equally by each of us receiving 50%. However, my main store will supply stock for this store at a small profit to me only (to cover transport costs, wages for my workers who will be loading, offloading, marking, etc.). What is the Shar’ee perspective regarding this arrangement?
س: میرے دوست کی دوکان ہے جس میں روپے لگانا چاہتا ہوں میں نے اس سے کہا ہے کہ آپ مھجے میرے روپوں کا مناسب معاوضہ یا نفع دے دیا کرو.آپ کو جس مہینے نفع نہ ہو میں نہیں لوں گا.میرے اور اس کے درمیان جو نفع طے پایا ہے کیا یہ درست ہے.اب وہ کسے حساب کرتا ہے میرے روپوں سے کیا خریدتا ہے وہ ہی جانتا ہے دوکان میں میرے روپوں کا الگ تو سسٹم بنانا مشکل ہو گا روپوں تو ساری دوکان میں استعمال ہوں گے شکریہ
Q: I have paid 50% money for owning a business firm and the owner put a condition that I must pay the balance 50% within 6 months’ time and I have to give the money from foreign country where he is working. I can run/own the business only after paying the full amount. After 5 months, I asked my friend to join the partnership with this business by paying the balance of the money from a foreign country and he is ready to join also. However currently the value of this business is increased during this 6 months duration. So, can I reduce his partnership percentage to 30% as per current value of business firm and actually he paid 50% of the total value (It means he has to pay more money than actual value that I brought as per current market price). Is it become permissible as per Islamic rule?
Q: I have a plot purchased by me and my sons income. The plot is on my eldest sons name. I have six children; three sons and three daughters. How it will be distributed...in my life or after?
Q: Mae jo busniess karta kya vo jayaz hai ya nahi?
Ek mae face k cream kharid tha low rate may osko high rate may dost ko baich toh.
Dosra mera dost machanic hai un jab customer se baat kar k kam karta toh un 3000 may karta but mae jab baat karta os k customer se vo he kam 40,000 forty thosand may hota aur deal agree hojati un kam karta fir un 20,000 laita aur mae 20,000 laito kuy ki customers se mae he baat karto aur un kam karta customer ko bahoth samjana phadta osko vo nai ata kya yhai jayaz hai os k pass se laina aur dost he deta muje paisa customer nai baat karto mae dost k samnai customer se plz reply agar jayaz nahi hai toh kya karna ab thak mae jo b six lakhs kamaya father k karza clear kara vo money say plz reply me kya yhai jayaz hai ya nai aur Aur karza jyada hogaya tha father ko 15 lakh toh mae dosto ko paisa diya aur 10 days vo log 4000 detai thai unlog os say jyada kama laitai aur kabhi kabar nai detai thai mae unko maff karto tha last may mairai paisai detai aur vo bhi time laikai jo bhi paisa aya mae father ka karza phaida kya mae sahi kara agar galath ho toh kya karna chaiyai ab mairai pass paisa nai hai sab hogaya.
Q: Me Saudia me hota hu mene pakistan me aik admi k sath business kia hai jis me pesy me pesy mene lgaye hain jo profit ho ga uska ham 50 persnt share karaingy kia ye jayez hai?
Q: Mr Company intends buying a property for R10 million. They have R4 million available and want others to invest the remainder of the money with them. Ishaaq, Saleem and Faheem are willing to invest. Ishaaq will invest R3 million, Saleem R2 million and Faheem R1 million. They want to invest in it on a diminishing mushaarakah basis. The profits and losses will be shared according to the capital contribution, and the company is willing to pay all 3 of them off in approximately 5 years.
Assuming that the property yields a rental income of R100 000 a month (R1.2 million a year)
Income distribution
| Mr C | Mr C | Ish | Ish | Sal | Sal | Fah | Fah | |
| Year 1 | 40% | R480000 | 30% | R360000 | 20% | R240000 | 10% | R120000 |
| Year 2 | 55% | R660000 | 25% | R300000 | 15% | R180000 | 5% | R60000 |
| Year 3 | 70% | R840000 | 20% | R240000 | 10% | R120000 | ||
| Year 4 | 80% | R960000 | 15% | R180000 | 5% | R60000 | ||
| Year 5 | 100% | R1200000 |
Purchase of Shares by Mr Company
| Mr C | Mr C | Ish | Ish | Sal | Sal | Fah | Fah | |
| Year 1 | 40% | R4 mil | 30% | R3 mil | 20% | R2 mil | 10% | R1 mil |
| Year 2 | 55% | R5.5 mil | 25% | R2.5 mil | 15% | R1.5 mil | 5% | R500 000 |
| Year 3 | 70% | R7 mil | 20% | R2 mil | 10% | R1 mil | ||
| Year 4 | 80% | R8 mil | 15% | R1.5 mil | 5% | R500 000 | ||
| Year 5 | 100% | R10 mil |
1) Is the above form of investment permissible?
2) Is it permissible to change the profit sharing ratio to suit the needs of the investors, different from the capital contribution ratio? For example, in the
above scenario, Mr Company contributed 40% and Faheem 10%, but in order to please Faheem, they agree to let him take 15% profit while Mr Company takes 35%?
3) Is it permissible to fix an amount to be paid to a certain investor? For example, every month as a return on his investment, he will receive R20 000?
4) Is it permissible to set a fixed percentage of the investment as a return? For example, he will receive a 10% return on his investment monthly?
5) For the sake of ease in distributing the profits, is it permissible to distribute the profits during the year based on estimated profits that will
be received, and at the end of the year, make the necessary adjustments based on the actual profits that were received? Thus, at the end of the year, the profits will be adjusted for each shareholder in accordance to the actual profits received.
Q: I have a shop in Karachi. A friend of mine has opened a business in the shop. I did not agree to sharing the profit but agreed that he pays a nominal rent until the shop goes in profit. He is paying is this nominal rent. But he keeps saying that we should agree on some deal that relates to the profit in the business. A suggestion is that instead of 'ijareh I become a partner in business. Can I consider the shop as investment from my side equal to the market price of the shop? He also has invested in the shop. So is it jaíz if we make a deal that 60% of the total profit will be for his efforts paid to him and the remaining 40% will be divided based on the investment of each of us?