Zakaat

Giving zakaat to a paralyzed person

Q: My aunt is a stroke patient, she is mentally and physically paralised. I would like to help her with zakat money. Can I buy her medicines or other stuff for her with zakat money. Since she is not mentally stable I can not make her the owner of the wealth. She has a son and a husband but I dont trust them to spend the money on her.

Zakaat on jewellery, loans and outstanding debts

Q:

1. Is zakaat mandatory on the jewellery given by the in laws at the time of nikaah, which is with me after my divorce? My ex husband told me that he will pay my meher and take that jewellery back but it's almost one and half year. Should I give zakaat of that as I am giving zakaat of my other things?

2. Is zakaat mandatory on my saved money, of last 6-8 months?

3. Is zakaat to be given on my money which was given to my ex husband as a loan, but now as we got divorced, there is less chances of repay?

4. What about the meher which is also not paid?

Taking food from food banks

Q: What is the ruling for taking food from food banks (that give food to anyone who comes? My family is not poor but can have a tight budget of halal income and my mom goes to food banks to get food because anyone can. Also, if someone takes food from a food bank without needing it, does the food become haram?

Also, the food banks get donations from halal meat places, and some of the packaging has company name and the halal symbol on it but some don't (because the separate them into plastic bags). The people at the food bank say that the one's that don't have labels on it also came from halal stores. Is it permissible to eat these?

When will one be eligible for zakaat?

Q: I am self employed. My business has been struggling for the past 7 months. I have not been able to meet my commitments by paying my suppliers who have now stopped my account. I am not able to provide for my family the way I used to. Allhamdullilah I have been able to provide food with the mercy of Allah. I know I can turn my business around with some financial help. I place my faith and trust in Allah.

My question is that when I ask for financial help, my fellow brothers want to offer me Zakaat. I am shocked, confused and don't know if I am a Zakaat candidate. Alhamdulillah I have everything besides money and no business. I am in big debt as well. Do I qualify for Zakaat, as I am not comfortable with it. I have to consider my family as well.

Calculating zakaat according to the market value

Q: Regarding zakaah on a business of which +/- R25 000 was due both in 2016 and 2017 each so a total of R50 000 is due.

Unfortunately this business did not have the cash available to discharge the zakaah when it fell due, and is currently trying to settle old debts so the zakaah payments are being held back. The said business would like to distribute stock to discharge zakaah but unfortunately the stock would be useless to a recipient of zakaah.

For example, a business which supplies/sells car batteries or a business that sells mens suits. So this business has the stock to distribute in lieu of zakaah to an organization like the local Darul Ihsaan or the Jamiat, but how does it go about discharging its zakaah by distributing stock, because the said zakaah recipients would require cash for groceries and expenses instead of a car battery.

PS. Points to note

1. Finding a buyer to purchase the zakaat stock in question, doesnt ever get you the correct price. Meaning, if I wish to distribute R25 000 in stock, the buyer generally makes a ridiculous offer of say half that value +/- R12 500 of which I then issue the cash to zakaah recipients.

2. Also note that I value stock not at retail but at cost or a reasonable market value so if an item costs me R100 and retails for R200 I generally value it at R100 of sometimes even at R75, which is way below my cost or what I paid for it but normally value it at a price that I would happily pay to purchase the same item for myself.