Zakaat

Q: I am a 32 year old married muslim male with 2 kids. I have been unemployed for 3 years and struggling to earn an income to match my living expenses (water/lights share, food, school fees etc). Also, I am in debt in the region of about R500 000 due to previous business debts. My Family and I are currently living with my parents and I have no possessions to my name (property,stock, car etc). My wife buys and sells goods as well to supplement whatever little income I am currently bringing in. Is it permissible for me to collect Zakaah to cover my living expenses and to repay my debts to Creditors?

Q: Please tell me can a woman give Sadqah and khairaat without the permission of her husband from his income? 

Hadith: Narrated Abu Huraira: The Prophet (Sallallahu Alayhi Wasallam) said, "If the wife gives of her husband's property (something in charity) without his permission, he will get half the reward." Book 69, Sahih al-Bukhari 5360

Q: What does the hanafi mazhab say about beggars in the street who make begging their profession?

Q: Should I give money to people selling stuff that I don't need to buy without buying anything from them? 

Q: At times we see people begging on the side of the road. Should we assist them? We hear some people saying that this is actually encouraging begging, but some say it's good.

Q: Can a mother pay off her son's debts with her zakah? She does not have enough money to pay his debts outright, because if she did that, then she would not be able to pay her zakah.

Q: My son is badly in debt. I am not in a position to pay his debts off for him. Can I pay some of his debts by giving my zakaat directly to his debtors?

Q: I told the brothers they can pay zakah earlier then the time it is due. Example Ramadaan is in a week so give it now to benefit the poor. The people said it makes no sense. They said, then why can I not fast a month earlier. Why can I not pray salaah a day before. Is it that we can give zakaah earlier because it is to benefit the poor? Can you please help me answer this brother.

Q: If a person bought a car but hasnt paid in full. Eg. the car costs R100 000 and monthly he is paying R2000 towards the car. His total cash is R50 000. Is the R100 000 a debt on him? Does he still have to pay Zakaat?

Q: I have a few graded Mandela R5 coins (year 2000 and 2008) that I have acquired. They are legal tender, but because of their demand and rarity, I bought them for a few thousand rands. I purchased them with an investment intention. How do I pay zakaat on them?  The coins have no gold or silver in them.