Trade

Charging the customer a penalty on late payment

Q: What can a company do to customers who default in their credit payments?

1. Can a company charge them a penalty for exceeding their credit term? If not, what are the Shar’ee alternatives?

2. Sometimes, customers who exceed credit terms request proofs of deliveries again, although an invoice was sent to them with the delivery. Can a company charge them for this, just as Fnb and any other bank charges for producing a statement over 3 months old?

Selling animals to an abattoir that pays according to the weight of the animal after slaughter

Q: Is it permissible for a Muslim farmer to sell his animals to an abattoir that will pay him only after they slaughter and skin etc.? Nowadays, most abattoirs first slaughter the animal. They then grade the meat and accordingly pay the price on the hook. The price per kg is fixed e.g. A grade R40/kg, B grade R30/kg, C grade R20/kg. Is this sale permissible due to the price of the animal being unknown at the time of the sale? Will the ruling change if both parties are willing and agree, and generally this doesn’t lead to any problems as this has become the norm in dealing with abattoirs? If not, is there a way to make the sale valid such as the farmer making the abattoir his representative or leaving the animals by the abattoir and making them responsible without concluding the sale? How would it work out in the situation where the abattoir is non-Muslim owned?

Deceiving people in business

Q: My aunt gave me a business idea that firstly I should sell food with good fillings like I should sell pizza with some good amount of filling and as soon as people would start buying it more, then at that time I should use less fillings for the pizza. Is this considered fraud, even though I didn't appreciate her or said that her idea is right. So is my aunt doing fraud - sin?

Earning by deceiving people through fake websites

Q: I am an Internet marketer I have been working since 4-5 years as a marketer. Let me explain to you what kind of work I do? Also, I want to know if its income is haram or halal.

First thing, I buy a domain, I pay for hosting and create a site, its actually a fake site which contain content like Free Super Market Coupon, Free Movie Tickets, Free Airline tickets. What my site says to visitors is that they will get a coupon if they share the site with friends. Actually they never win a coupon, its a fake site created by me, when they share the site, they get redirected to an offer page, which has an image of a coupon on the back and tells the user to register or fill in a survey to get the coupon. When they fill in the survey or register with that offer I get a lead like $1 - $2 for each user. When the user shares the site with someone or if a visitor shares the site with their friends and they also visit the same site, they also share it, so my site goes viral. I want to know whether earning like this is haram or halal?