Trade

Q: My husband is working in a private Afghan company that stores oil for America. Sometimes the Americans ask my husband for some goods like paint, furniture or other things. My husband asks the price from the shopkeeper and buys the goods then gives the goods with an increased price to the Americans.

For example, the furniture price is 300 dollars and my husband gives the price as 500 dollars, even the Americans know the real price but they accept the price that my husband gives.

I told my husband that this money is haram but he says that I am not their employee, I work for another company. They ask me to buy goods for them and I give them a quotation then they buy it. This is business. I don't directly tell them that I increased the price but they know. They accept it because they trust me and they need one person to do their work for them since they can't directly buy those things. I spend my time and effort for them in getting those things so the money is not haram. Kindly tell me whether the money my husband charges them is haram or halal. 

Q: What can a company do to customers who default in their credit payments?

1. Can a company charge them a penalty for exceeding their credit term? If not, what are the Shar’ee alternatives?

2. Sometimes, customers who exceed credit terms request proofs of deliveries again, although an invoice was sent to them with the delivery. Can a company charge them for this, just as Fnb and any other bank charges for producing a statement over 3 months old?

Q: Is it permissible for a person to purchase gold on credit?

Q: Is it permissible to sell stuff (favour boxes, name tags, cake toppers, place cards, etc.) that doesn't contain any pictures of any human/animal for bridal showers, baby showers and birthday events?

Q: I breed and sell cats as a business. Is this a permissible form of income?

Q: Is it permissible for a Muslim farmer to sell his animals to an abattoir that will pay him only after they slaughter and skin etc.? Nowadays, most abattoirs first slaughter the animal. They then grade the meat and accordingly pay the price on the hook. The price per kg is fixed e.g. A grade R40/kg, B grade R30/kg, C grade R20/kg. Is this sale permissible due to the price of the animal being unknown at the time of the sale? Will the ruling change if both parties are willing and agree, and generally this doesn’t lead to any problems as this has become the norm in dealing with abattoirs? If not, is there a way to make the sale valid such as the farmer making the abattoir his representative or leaving the animals by the abattoir and making them responsible without concluding the sale? How would it work out in the situation where the abattoir is non-Muslim owned?

Q: I would like to ask whether is it allowed in Islam to sell anti-alcohol products/medicines, which works as an antioxidants to prevent liver and other side effects of alcohol including losing consciousness, disturbed sleep?

Q: My aunt gave me a business idea that firstly I should sell food with good fillings like I should sell pizza with some good amount of filling and as soon as people would start buying it more, then at that time I should use less fillings for the pizza. Is this considered fraud, even though I didn't appreciate her or said that her idea is right. So is my aunt doing fraud - sin?

Q: Is it permissible to buy bank repo vehicles as well as buy from bank auctions? What is the Shar’ee ruling regarding ownership of the repossessed vehicles and items? Does the bank own them after they are repossessed?