Trade

Being unable to locate the seller to return the defective item

Q: I've bought an item on eBay and after receiving the item, I requested a refund for the money because it was not as stated. The money was returned and according to eBay policy, the seller is to pay the shipping fee for the return. I've been trying to get in touch with the seller for almost two months now but they have not responded. I would like to know what I am to do with the item I had previously bought?

Binary option trading

Q: Many people are going binary option nowadays to make money. Is it halaal to trade online through investment in binary options in the stock exchange. It basically is speculation whether or not a commodity will go up or down in the stock exchange. Nowadays the software purchased by yourself will do the speculation for you. Please advise whether this sort of earnings in halaal.

Bribery

Q: My question is a regarding business.

I have a store and sometimes I get some guys to buy from me goods for their organisation. (I have no idea who they are funded by). They will only bring to me business if I give them commision. So what I do is if I am selling something for 5000, I quote them 5500. After quote is accepted they give me 5500 and from there I will give them 500 as commision. I want to know is this a halal method? If not can you explain to me in detail a halal way so that we can carry on with business in our shariah way and follow the sunnats of our Prophet Muhammad (Sallallahu Alaihi Wasallam).

Avoiding interest when purchasing a house

Q: I am planning on buying a new house that costs $250,000. However, I do not have enough money to pay the full amount up front and I do not want to pay interest on the house. The deal I have worked out with the company selling the house is that I will pay $300,000 for the house but I will not pay any interest. Meaning, I will pay $2,000 every month for 150 months for a total of $300,000. This way the company will make some money on the house and I will not pay any interest.

Is this a permissible deal for me to make?

Husband selling haraam items

Q: I'm a sister with 6 kids. I live in usa and my husbands earnings are haram. He has stores that have alcohol and lotto, some pork items and some drug items and food as well, and he imports illegal cigarettes. Can I report him to the authorities about his illegal sale of untaxed cigarettes so they can strip him his licence for the alcohol and lotto and cigarettes so that our store can be halal. At least he'll reflect and can't return those licence. Can I do this for the sake of our income and spirit because he would not listen to me. He loves the flowing of the money and doesn't care where it's coming from.