Trade

Q: Is it permissible to purchase extended warranty? If it is not permissible in Shari'ah, then what is the reason for the impermissibility?

Q: Certain Muslim restaurants have made it a rule that a 10% hospitality fee (tips for waiters) must be paid over and above the bill. In some cases, it is clearly indicated on menus and notices, and in others, it is not advertised. Is it Islamically correct for restaurants to charge this fee? We, the customer, have no choice in paying this additional tip if we decide to eat there.

Q:

1. Is it correct to give tuition to students studying at secular universities? It would involve a male giving tuition to other males only.

2. Is it correct to sell the notes, past papers and textbooks etc. for certain subjects at secular universities?

3. Is it correct to sell the notes, past papers and textbooks etc. for certain subjects at secular correspondence universities (like Unisa)?

All three questions above relate to permissible subjects viz., mathematics, accounting and computer programming.

Q: I am visiting Argentina for a month. I have come across that the Peso Dollar official rate and black market rate to be very different. The official rate is around 8 pesos while the black market rate is around 15 pesos. Is it permissible for me to change my dollars in the black market? Someone told me that it is not permissible because its a type of riba and cheating and going against the law of the country. Please advise.

Q: Is it permissible to pay a fee to view an animal e.g. such as when visiting a zoo?

Q: Is it Haraam or Halaal to pirate software books etc with or without selling it? Is it Halaal or Haraam to buy/use pirated material?

Q: Mohammed proposed to sell his share of a commercial property to Abdul Kader for R1 250 000. The seller didn't mention that it is cash (expecting immediate payment). The buyer didn't pay for the property immediately and one year has elapsed. The terms of payment have never been agreed upon. The buyer and seller didn't agree on how many months the buyer has to pay. Can the buyer claim that he has unlimited time to pay as we didn't mention "cash" at the time of sale? Is the seller entitled to rentals for the passed year? Is the seller still regarded as the owner of the property?

Q: Is Multi-level marketing (MLM)/Networking permissible? It is very popular with Muslim women who sell Tupperware, AMC Cookware, Avon
etc. from home.

Details of the system are as follows:

Q: I have one question regarding earnings. Is it halaal or haram. There is one company doing gold trading. If I open an account I will pay them some amount and they will open a gold account for me. Gold rates are linked with the real gold rates which are current internationally. When I buy gold from my money, I buy a lot of gold and then this gold is not physical in real. The gold purchased is from the money and if I want to sell that gold, I can get my money back (not the gold) to my account. It could be profit or loss.

Q: I have a R2 union buildings coin. They say that it was minted to celebrate the 100th anniversary of the union buildings. After much research to verify this, I came to the conclusion that it is worth R2000. Can I sell it for R2000?