Ijaarah

Working for an insurance company

Q: I'm in UAE and here vehicle insurance for all vehicle is mandatory.

My question is, working in a vehicle insurance companay as a reconcile officer which the person has to check how many vehicles insurance we have paid and how much we have claimed from the third party insurance company. But I'm not engaging directly or indirectly to sell or buy the vehicle or other types of insurance to anyone.

Is that permissible in Islam, i.e. is my earning halaal or haraam?

Agent taking a fee

Q: X company sells stationary items. They store their products in the warehouse of Y company. People buy the products through the website of Y company. Y company packs and delivers the products and takes the cash upon delivery. Then Y company gives the cash to the X company and Y company receives a certain fee. Is it permissible to buy products of X company through Y company?

Recording interest transactions as part of one's work

Q: I have a contemporary business question to inquire about.

Would it be permissible to apply for work at a company that deals with various financial schemes if:

The company sells clothing and furniture and offers various financial services for its customers such as credit purchases, lay-by's, higher purchases, loyalty programs for monthly fees and so forth.

Customer will make use of these financial scheme services that are offered to allow them paying less at one time but the consequences of not paying cash incur interest which happens to many.

The work I would be doing is directing calls, working in despatch during certain hours and the rest in, reconciliating ledgers and providing debtors and creditors list regularly, in line with their financial scheme pay back plans which makes part of the work to record interest that is owed to and paid for by the customers.

I would like to know the Islamic perspective on whether or not it will be permissible for me to work and earn halaal money from the company for the services I will render? Or should I find work that does not involve recording of interest.

Renting out one's premises to someone who will be conducting a haraam business

Q: I came across a fatwa regarding renting out ones premises to someone who will be conducting a haraam business such as a bar or a bank being haraam as Allah says do not help one another in sin.

A brother sent me another fatwa from islamqa.org where they say its permissible as per Abu Hanifa (rahimahullah) as the sin of haraam is on them. So is it a valid difference of opinion and can I choose the one that suits me?

They say that non Muslims can trade in alcohol or interest amongst themselves so the ayah is referring to not supporting others in sin between Muslims only as there is no birr and taqwa for non Muslims. And since someones sin cannot be transferred to you then you are not responsible for what they do. Same as non-Muslim renting a house and you are not responsible for what sins they commit in the house. So can I just pick the one that suits me?

Accountant taking out a portion of his wealth and giving it to the poor for recording interest transactions

Q: If I work in an accounting environment where interest and insurance etc. will be recorded and calculated, will the tax I pay on my salary be enough to purify my income or should I take out a certain percentage every month as a way of purifying my wealth from Haraam and doubtful?