Hiring and Renting

Leasing a car from the bank

Q: I am a government employee. I got my car by signing a lease with the bank on a monthly installment for 7 years. The actuall price was 15 lacks but the bank gave it to me for 23 lacks which is too much. Now I am not comfortable with it. Is it interest as all the banks in pakistan are based on interest. 

Recruiting agencies charging fees

Q: Can we do a job in which we get employed through recruiting offices/agencies who take some commission (usually some percent from their first salary) from the candidates they employ and the company whom they recruit these candidates. Sometimes they take commission from the company only and keep totally free from the candidates, they do not take commission from the candidates.

In both the above scenarios, will the job for the candidates be haraam? Will the income, etc or anything be haraam? Will it be a sin? And what if they take fees and not commission from the candidates and may take commission from the company then what will be the answer? It's not impossible but it is quite difficult to find jobs without the help of recruiting agencies/companies. 

Receiving rental from a house that was purchased with haraam money

Q: My grandparents won a lottery of 1 lakh rs around 20 years ago. They then added some amount to this lottery amount (around 35K rs) and purchased a home. Thereafter, one of my family members lived in that house. Presently that house is on rent and we receive a rent of around 10K rs per month. I came to know that lottery is haram. So what should be done now?

Option of purchasing a car from the bank after renting it from the bank

Q: Islam banks are giving away cars on the principle of Ijarah.

The bank buys a car and gives it to you on a monthly rent specified in the contract. The bank also keeps a security deposit. The ownership of the car remains with the bank during the rental period. You have the option to return the car at any point in time and get your security deposit back but the bank charges you a certain amount of money if you return the car before the expiry of the rental agreement duration specified in the contract. At the end of the rental agreement, you can either return the car and get your security deposit back OR get the ownership of the car transferred in your name in which case you have to forfeit your security deposit and you might even have to pay an additional fee.

Is transfer of ownership at the end of a rental agreement is permissible in Islam?