Competitions

Entering a competition run by an insurance company

Q:

1. Is it permissible to enter a competition run by an insurance company, without becoming involved in paying for any insurance, to enter is free of charge.

2. If one does win the competition, and the prize isn’t a cash prize, instead it is a gift card from a completely separate business, will it be permissible to use this gift card? What should one do with the items won?

Winning a prize from a bank

Q: I have recently opened a bank account and the bank has a scheme for all its customers where one account number will be chosen in a lucky draw... The account holder will receive some price money.

There is no payment required to be a part of this lucky draw.

My question is, if someone wins the prize money... Is it halaal to use this money?

Entering the Albany bread competition

Q: Will the Albany bread competition below be permissible?

By purchasing four loaves of bread and sending through the unique codes (the codes are sent by SMS charged at 40c for every 20 sec), one will be eligible to receive a free loaf of bread. Together with this, one will be entered into a draw for other prizes. If a person enters with the intention of receiving the free loaf of bread only, will this then be permissible as the loaf of bread is a guaranteed prize?

Simply buy any 4 of our participating promo packs.

You’ll need to successfully collect 4 out of 4 unique codes in order to claim 1x free Albany loaf voucher.

How do you claim yours?

Buy 4 Albany loaves. Find the unique code in the pack. Dial *120*12214# and follow the prompts to enter your code. You’ll receive a wiCode SMS voucher to the value of R16,50. Each unique code entered is another chance to WIN R5000 cash daily and one of 1000 School Essentials vouchers valued at R200 each and one of 1000 more School Essentials vouchers. Once you have received your R16,50 wiCode SMS voucher, you’ll have 14 days to claim your free bread from participating outlets using your wiCode voucher. Every 4 codes entered is another chance to claim another FREE loaf of Albany Bread and every code entered is a chance to WIN daily R5000 cash daily.

Paying towards a holiday club

Q: I recruit people to join a holiday club. The members will be asked to pay subscriptions. The money collected will be used to purchase holidays at various resorts and hotels in South Africa. The members will then be entered in a draw and the winners will go on the holiday. Some portion of the collected monies will be used for expenses. Is this permissible?

If it is, will I be accountable for the people, maybe non Muslims eating and drinking haraam food and partaking in such activities that they would do while on holiday?

Bank competition

Q:

1. A conventional banking company runs a competition where a car can be won. Entry to the competition is free and open to customers and non-customers of the bank. The banking company itself will be the entity awarding the prize, not the car company, nor any other entity associated. Is entering such a competition permissible?

2. Similarly, a bank is offering branded pencils, pens, rulers, key rings, notebooks, etc. as gifts to customers and non-customers for marketing purposes. Will this be permissible to accept and use?