Interest and Gambling

Q: 

1. Is it permissible to dispose of interest monies to ones helper? 

2. What are some recommended ways to dispose of interest money?

Q: I have subscribed for GPF. The government forcefully deducts some amount like 5k each month. At the end of retirement, govt. will return that principle amount and the amount of interest over it. 

Can I keep some amount of interest money equivalent to the money devaluation I faced over the years ?

Q: Is receiving free services from a bank like: being able to receive my income in my current account and pay with the debit card associated considered riba? 

My bank does not have account maintenance fee and offer these services.

Q: My husband and I were planning on taking a trip to Istanbul, Turkey. We considered it as it is a Muslim dominant location and we wouldn’t have to worry about halal food and would get to visit mosques and for how beautiful it is. However there are two issues:

1. Turkey has a mandate of a travel insurance or health insurance in order to travel to Turkey without which they do not approve of the visa. What should be done in this case? 

2. Back when covid was rampant and vaccination was being made compulsory, I have made a fake certificate. This was done because the vaccine was beeen given mandatorily without it being tested sufficiently. Many people did the same to avoid harm that could be caused due to the vaccine. Now mostly all countries do not require the vaccine certificate but they do sometimes ask for it. What should I do? I cannot get an actual vaccine because the system thinks I have had it already. Plus, post vaccination a lot of people have suffered and some say it is attributed to the vaccine and I don’t want to get vaccinated. Should I just show the fake certificate I have?

Q: Is it permissible to pay interest fees with the interest received, from and to the same party. 

E.g. A bank rewards its client with an interest % for utilising a savings account. On the other hand, the same bank charges the client an interest fee for using its credit card facility. Can the client pay the latter with the interest received? As it will be returning the same interest to the bank.

Q: Is profit earned by using Islamic banking halaal or haraam?

Q: I took a loan on interest and I know very well that it is haraam in Islam, but now there is no way except this option. I have to get married and construct a house. A promise is coming in a few months time which is deadline to get married. Please tell me what should I do. 

Q: Here in Saudi Arabia, there is a bank called Al Rajhi that offers a savings account where you can deposit money without earning any interest. They also conduct lucky draws for account holders, and I want to ask if the prize money from these draws is considered halal or haram.

Q: We have a tyre business which is a Dunlop franchise, they have this tyre insurance for the customers. Any damage to the tyre and they send a replacement after doing their tests. They charge us R10 per tyre for this which I pass onto the customer.

I add it to the cost and then add my markup. I tried getting out of this but it’s compulsory from their side.

How should I handle this… Is it permissible?

Should I add my markup first then the R10. Because my intention is not to make money on the insurance…

Q: Incentives offered by car dealers to bank employees for referring bank auto loan customers is Halal or Haram. They offer a specific amount from their own profit and not caused any loss to bank or its customer.