Q: My question is regarding Standard Bank U Courts.
I do have points currently which I am not using as I believe that its haraam.
Can I redeem the points by purchasing items from their stipulated stores and give it away in charity to my non Muslim helper or to an old age home or orphanage. If this is possible, does it have to be to a non Muslim old age home or orphanage?
I also have the intention to cancel the U count
Q: There is a cricket tournament called the SA20. In the SA20 tournament, if the batsman hits a 6, and someone from the crowd catches the ball with 1 hand, they win a share of 2 million rands. You do not have to enter any competition or anything, you just have to catch the ball with 1 hand and you win a share of 2 million rands with other individuals who caught the ball with one hand.
Now I caught the ball with one hand and I'm entitled to the share. Now the sponsor of this competition is Betway. Is the money haraam even though I just won a competition without any money added to it and without taking pictures of the check with the name Betway. I just won a competition. Is the money haraam if it comes from that company?
Q: I have noted responses indicating insurance and any policy that covers estate costs and costs associated with death is Haraam. There are companies like Tazkiya and Capital Legacy that say they have Shariah compliant policies including life insurance and these are accredited and supported by learned people in some cases but in the main they are validated by Muslim people. What are the views regarding this?
Q: A filling station is running a competition. Anybody who fills more than R500 gets entry into a draw. No additional money is required to be paid.
Is it permissible for me to fill at this filling station so I can be entered into the competition?
Q: Is the FNB Islamic Term deposit accepted to use?
Q: I am a travel agent. It is becoming a common practice to offer customers travel insurance. We get commission back if the customer takes it and forms part of our revenue. Can we use this commission?
Q: The bank gives a percentage of interest on money in your savings account. Is it permissible to use this money to pay off debts?
Q: I avoid using credit cards as much as possible. I repent after using ATM or bank services.
I also avoid cash back, discounts and facilities offered to the credit or debit cards holders like using airport lounges, shopping from certain stores with discount. Are my actions correct?
Q: Can interested monies be given to an employee as a gift?
Q: I have a Islamic FNB cheque account that comes with an Islamic pocket savings account that gives me an Islamic profit share every month.
1. Is this Islamic profit share halaal?
2. I use this Islamic pocket savings account to store my money and to keep it safe, and every month I transfer what money I need for the month into my main account from it, so if anyone steals my card they can only steal that month's money and not all of my money, and this also helps me budget my money. If the profit share from this account is haram, do I have to close down my main account (the pocket savings account is tied to it), or must I not have any money in the pocket savings account and leave it empty, or can I just not use the Islamic profit share but keep all my money in the pocket savings account?
3. If the Islamic profit share is haraam but I can keep the account but just not use the profit, can I use the profit share to pay taxes?