investments

Q: I had given money to a builder for investment purpose in his project he will invest money in his projects and distribute profit among investor on percentage wise. Is it permissible to invest like this?

Q: I will be receiving a large sum of money from pension pay out from the government upon resignation . If I do not put this in another pension fund, will be taxed heavily by sars. Is Oasis a shariah complaint fund to put my money in the pension fund. Where else do you suggest we invest the Shariah way?

Q: Kaashif is the business owner and Kamran is the investor who invested $500 and Usman is the person who refers and brought Kamran to invest in Kashif's business, and in return Kashif gives bonus 20% percent of invested money to Usman which is $50, and it does not affect on Kamran's shares and profit. So my question is that such kind of bonus or commission which is given by Kashif to Usmaan is Halaal?

Q:

1. I got an offer from somebody that if I invest some money with him, for example 100 USD then he will give me back 130USD after one month without any work. Is it halaal?

2. Somebody told me if I invest 100 USD in his website and work daily for it (I think work will be related to share his company, website or post something about his business on social media) then he will give me 130USD back after the month. Is it halaal?

3. Somebody told me if I invest 100 USD in his Business/Website and daily work for it (work is related to his advertisement) then he will give me back 200 USD means double after the month. If I do not work for them then they will give me only 20% earnings on my investment on monthly basis. Is it halaal?

4. Somebody told me if I invest 100 USD with him whether I work he will give me 30% on my investment and if I do not work then he will also pay me 30% on my investment. Is it halaal?

5. Somebody told me if I invest 100 USD with him and daily work for it (work is related to his advertisement) then he will give me 30% profit on it and if I do not work then he will not give me any profit means my earnings/profit depends on my daily work. Is it halaal?

6. Somebody told me if I invest 100 USD with him then he will give me 130% on end of month means 130 USD. There is no work for me. Now here is the question they said either they earn 1000 USD or 1 Lac USD they will give me fixed 130% and something occurs bad and if they collapse their business/website then they will give me real seed money/investment without any profit. Is it halaal?

7. If I buy 50 USD AdPack from any Website/Company and it makes 55 USD and the work is watching of 10 Ads Daily then after making of 55 USD the adpack expires (ads are related to different websites, companies, hotels etc, means related to every aspect of life). Is it halaal?

Q: I have a friend who is opening a relaxing and rejuvenation spa. He has asked me to invest in it. Will the income from the spa be halaal? The therapist working there will be females.

Q: A Muslim Association is hoping to purchasing a building for dawah; with a view to run a madrasah, a welfare centre and also a salaah room (musjid) therein. The property is intended to be an endowment (waqf), eventually. However, we have no funds to pay for this building, as yet. A couple of brothers have offered to buy the building (using their own money) and give it to the Association on favourable rent, until the Association is able to collect the necessary funds and pay for the building, outright. In order to save on the property registry costs, the financiers have agreed that the building can be registered in the Association's name at the first purchase while they will retain the ownership through a private agreement that if the Association failed to raise the funds and buy it within a ten years period, the Association will have to sell the property and the proceeds will go to the brothers who paid for it. But hopefully the Association will be able to raise charity funds and pay for the building, the private agreement will come to an end and the Association will declare the property a charitable endowment. They also agree to sell half the building ownership to the Association on half the payment and proportional ownership for proportional capital in the building at anytime during the ten years. However, some brothers are disputing this arrangement and feel that the official registration will make the Association the owner, despite the price being paid by two private individuals. They say that any rent paid by the Association will in fact be 'interest' on the 'loan'. They are asking the brothers to give their money as a goodly loan with no return for the ten years but the financiers are unable to do this. Please clarify the following points in the light of shariah;

1. Is a partnership between a charity Association and private individuals impermissible in shariah?

2. Does the registry document make the ownership in shariah or it belongs to whoever has paid for the property?

3. Does a building become a charity endowment (waqf) on the basis of a 'future' intention, even before it has been bought or while it is in private ownership or shared private ownership?

4. Will any rent or partial rent paid to the private individuals (for their share in ownership) be 'halal' rent or 'haram' interest?

5. Is it permissible to setup a masjid room in a rented or in a shared ownership premises?

6. Is it excusable to embarrass someone with a request for goodly loan after they have made an investment proposal (seeking a modest return, almost half the income their capital is currently providing)?

Please clarify these points in detail as any remaining confusion will cause us difficulty. Kindly suggest any ways to overcome any mistakes commonly made in such partnerships. If it is permissible to raise finance through private partnership, as described above, we will be able to buy this property and receive the future goodness, inshaAllah. However, if it is not permissible, through your help, Allah Subhanahu will protect us from being sinful. Jazakumullaho Khaira.

Q: A invested R100 000 in B’s business. A told B that he is investing in his business on the condition that he receives 10% of his capital investment every month as profit. Is this type of investment permissible? If this type of investment is impermissible, how should the profit-sharing be fixed?

Q: Can we purchase stocks of some industry/organisation in the stock market, if they are not dealing in interest?

Q: Is it haraam to invest money in the share market?

Q:

1. My question is, is investing in a commercial bank shares allowed? Halaal or haraam?

2. If someone gets dividends from investment on Banks share, can he/she make Sadqaa of this amount or can spend any charity work?

3. If someone thinks before investment in bank shares if he gets profit or dividend he/she will spend all the money for Sadqaa or any charity work. Is this situation is allowable / legal Islamic point of view?