business

Taking interest bearing loans

Q: Can a Muslim take out a usuruous loan to support their family if they are living in conditions that are dangerous such as, if their home is being burglarized and living in a dangerous neighborhood filled with gangs and drugs? Is this a condition of zaroorah (necessity) or haajah (need)? Can one commit a major sin, dealing with Riba (Usury/Interest), in order to get his family away from these conditions. Please advise. 

Building an "events planning" website

Q: We are planning to build a website through which people can plan events like weddings, parties, programs, etc. Since this website is for both Muslims and non-Muslims, we also need to include services such as dance groups, DJ’s, photography for weddings, etc. booking services on this website. We don’t have any direct involvement in those activities as we only act as a mediator. The customer who visits this website can book any of the advertised services as they wish. We charge the clients advertising on this website a commission per booking. Some other services that will be advertised are catering, hall booking, mehndi designers, boutique designers, wedding cards developers, travelling services, light and sound services, stage decorators, etc. Is it permissible for us to include the haraam services (e.g. photography, dance groups, etc.) on our site?

Maintaining a certain amount in one's bank account to avoid paying bank charges

Q:

1. If I have a FNB Islamic cheque account, and when I use swipe my cheque card I get E-Bucks, can I use this E-Bucks?

2. If not what can I do with it?

3. If FNB offers clients who maintains R50,000 as balance, then no bank charges will be charged, if the R50,000 balance is not maintained then a bank charge of R199 is charged, am I allowed to maintain the R50,000 and save on the bank charges? Or is this saving interest?

Forex Trading

Q: Mera sawal ye hay ka 1 online earning website hay jo forex trading ka kaam karata hay.....faraz k may nay is may 10$ invest kiya tu wo daily 12% mujhay daita hay aur 25 din tak. Kiya ye sood may ata hay k nahi?

Not paying bus fare

Q: I am a student studying in university. When the university is off, I come home on the local coach. The route is from Qasoor to Larri Adda. I dont pay the fare because the coach owners mostly stop  after coming to Chaubriji while I have to go to Mao College. I dont pay the fare because of this hadees "jab bi koi cheez rokay to maahz Allah hi ka liya rokay" is this niyat jaiz?

Eating from interest money

Q: I'm confused about what is meant when "food bought from riba is haraam". I currently have some money from a loan I took out that has interest on it (I was under a lot of pressure from my family and got yelled at for trying to avoid the loan). I was wondering, does all the food bought from this money automatically become haraam to consume because the loan is haraam? If so, I plan on just leaving the unnecessary leftover money in the bank until I have halal earnings. Because if I empty out my bank account trying to return this money, lol can't even imagine what my family would do to me. But yeah, I feel guilty about this loan but I was practically forced into this when I started getting ridiculed for trying to stay halal. So my other question is, wouldn't the sin fall on the person who pressured me into paying riba rather than me?