medical aid

Q: I am a pharmacist who owns a retail pharmacy and would like to know the shariah ruling on stocking and selling the following types of medication:

1. Tablets and capsules containing porcine and non-certified bovine gelatin. 

2. A number of medicines which contain alcohol as a major part of ingredients and many which contain alcohol as a preservative.

3. Medicines which contain ingredients which people can become addicted to e.g. codeine-based products like pain killers, etc.

4. The permissibility of transacting with patients on medical aid.

5. The sale of contraceptive pills and morning after pills to prevent conception.

Q: In South Africa where government hospitals do not treat patients and private hospital fees are unaffordable, is it permissible to take out a medical aid/hospital plan for health reasons? The medical aid/hospital plan offers the following:

1. Unlimited private hospital cover.

2. Full specialist cover in hospital.

3. Monthly chronic medication.

2) Is it be permissible to take monetary compensation in places where the medical aid/hospital plan is not accepted?

Q: What is the fatwa in detail regarding health insurance?

Q: My family has a normal medical aid policy for me and other family members. Chronic medication is claimed. The amount that is paid to the medical aid each month is far more than the value of the medication. Is it permissible for me to take the medication? Is the medication haraam?

Q: Since I am earning a basic salary and only meet my household needs for each month with only a little left over to spend on odds and ends what possible ways are there for me to ensure that my wife is able to give birth in a decent enough place that has correct treatment facilities and doctors. I under stand private hospitals are expensive and so are specialists. So is there any way that a normal gp can perform the delivery in a public hospital but at the same time ensuring that the wife giving birth gets the correct treatments. Or is there any medical aid or hospital plan available out there that us most Shar'iah compliant in order to help this need? Similarly are there any facilities that are not expensive that the wife can go to for delivery and or check ups? This is a question in need as some places are really in a bad state and to send women there and to be on those beds are not the best.

Q: Is buying medical insurance allowed? i.e now I am healthy so I buy an insurance for e.g. 2 years. So if any medical emergency happens to me in the two years, then I can claim the insurance.

Q: Is a European Health Insurance Card (EHIC) halaal?

Q: I live in a country (Saudi Arabia) where medical facilities are very expensive without insurance. My employer has provided me medical insurance but it is not from good company. Can I buy medical insurance myself? One Dr Consultation is 300 riyal where as medical insurance from best company for whole year is only 750 riyal and my salary is only 4000 riyal. And also I'm going through an illness from long time. Please guide.

Q: Is private health insurance allowed in Australia?

Q:

1. Is takaaful valid in Islam?

2. Hospital plan for affordable childbirth; is this permissible in Islam?