Medical aid

Q: In South Africa where government hospitals do not treat patients and private hospital fees are unaffordable, is it permissible to take out a medical aid/hospital plan for health reasons? The medical aid/hospital plan offers the following:

1. Unlimited private hospital cover.

2. Full specialist cover in hospital.

3. Monthly chronic medication.

2) Is it be permissible to take monetary compensation in places where the medical aid/hospital plan is not accepted?

A:

1. Refer to http://muftionline.co.za/node/12586 and http://muftionline.co.za/node/11248

2. Explain the exact case you are enquiring about.

And Allah Ta'ala (الله تعالى) knows best.

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Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)


Q: I forgot to mention that some Ulama in South Africa are currently giving permission for Medical aid/hospital plan. Fatawa darul uloom Zakariyya(volume 5, page 437) says medical aid is permissible. I am confused regarding this matter.

A: We have not found any difference between medical aid and gambling.

And Allah Ta'ala (الله تعالى) knows best.

 

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)