Abortion

Q: I have been married for more than six years now and have two kids of age 4 years and 3 years. Handling 2 kids has become very tedious for us as we don't have anyone to support us (as we live in the city for my job and parents are back in town) and both the kids don't eat well and are quite trouble makers. So we had many sleepless nights and late mornings. Managing them has become so tough that we are losing cool on small things and getting into fight frequently. Yesterday we came to know that my wife is pregnant again and we are in confusion on how to re-act to this. My wife thinks that it is best to avoid it now considering the current situation and plan it later on for the third child. She thinks by using tablets we can do this. I am not sure how to react to this!

Takaful

Q: EFU is offering takaful insurance. Kindly let us know is it Haraam or halaal as we are very confused about the takaful policy.

Ghusal after an operation

Q: Wanted to ask, recently had keyhole surgery and was in haidh but now need to take a bath to become clean. Because of stitches been told not to get that part of the knee wet. Would running across wet palms across that area suffice for ghusal?

Carpenter not completing the job

Q: Few months back I had got services of carpenter for my home new kitchen. I said to him please make the kitchen with well finishing and I asked him the rate he wants. When kitchen was finalized it was not well furnished and had many technical issues and when I said to him it is not up to the mark and then he without informing me left the house. I had already gave him maximum amount and only PKR. 10,000 was left with me. Now after few months, he is approaching other person who talked with me for giving him 10,000 left amount. My question is: What Islam guides us in this matter. May I give him rest of amount as my kitchen work he didn't do what he said? Please help me and guide me.