Zakaat for a person whose debts are more than his assets

Q: I have wealth more than nisaab (R50 000) that makes zakaat compulsory upon myself. I took a loan from a relative (R1.2m) to purchase a house. I will be repaying him over monthly installments (R10 000) over the next 10 years. Hence, in essence, my debt is more than my assets.

1. How do I calculate my zakaat?

2. Does this make me a recipient of zakaat?

Tucking one's pants inside one's socks that will go below one's ankles

Q: If a person has long socks due to extreme cold weather conditions and then he tucks his pants inside them in such a way that they cover the ankles, will this be permissible?

This is seen to be done by some people as it somehow brings a sense of comfort in extremes cold conditions. Outwardly, the trouser will not be seen to be below the ankle, however it is below, but covered by the warm socks that he wears.

Distribution of assets purchased from the profits of an inherited property that was not distributed immediately after death

Q: I have a question regarding property issue as my father died almost 25 years ago and we are 7 brothers and 5 sisters living with mother Alhamdulillah.

My father left some agricultural land which we have not distributed untill now for some reasons but we have now agreed to divide it according to shariah.

My question is, in the 25 years we have purchased other properties as well like house, plots, car and tractor, etc. from the same agricultural land. How do we divide the other properties which we purchased after our father died?

Accepting the "terms and conditions" on websites without reading them

Q: On many websites when making an account for something or placing an order an option is necessary to be ticked that says, "Do you agree to the terms and conditions?" or "Have you read the terms and conditions?" These terms are always so long that nobody reads them, but we still tick as if we have. Won't this be counted as a sin?

Attending an engagement

Q: I am invited to my 1st cousins engagement. I am the only female in niqaab and I am the only person in my family who is in a Darul Uloom. I don't know if I shouldn't go because I don't want to break the law of Allah Ta'ala or must I go to keep family ties. If I don't go then my family will get really upset with me but doesn't the command of Allah Ta'ala come first?