Dua after Salaah

Q: In Nizamuddin markaz we have seen that the Imam saheb does not make dua after salah with congregation and we make dua individually but in other masaajid the imam makes very short dua with congregation. Which one is sunnat?

Woman exposing her breast in front of her mahrams

Q: I am 26 years old and have 5 elder sisters and a mother and no brothers. According to Islam can a women expose her breast in front of a mahram man and husband? During house-chores my mother and sisters expose their half breast and sometime full breast, this causes my private part to become erect and I have a discharge. I have no sexual desire with my mahrams but the beauty of the breast always make me have a discharge. My friend told me that this is not haraam or sin. You can easily discharge without any fear. Is this haraam or sin?

Girl and boy sitting in seclusion before nikaah

Q: When visiting a family to meet a potential girl for marriage, is it permissible for the girl and boy to sit in a separate room and speak about their plans, requirements etc, since it is embarrassing to speak in front of all the family members? There is a big window to the room so people in the adjacent room can see everything that is going on, but they can't hear.

Washing of impurity from the carpet

Q: In jamaat I had a wet dream and I was sleeping in the jamaat khaanah and I had nothing under me and when I had a wet dream I looked inside and there was fresh semen drops and also a patch of semen on my clothes and after I looked I laid back on my side again when this occurred I was laying on my back the while having a wet dream I slowly moved to my side then I checked and could see a big patch of semen. I was half asleep and I moved a bit more to my side. I don't know if the semen touched the carpet in the jamaat kanah. It's worrying me.

Questions relating to ghusal

Q: 

  1. I soaped my body and under private parts and arm pits twice so is my ghusl done and I forgot to put water in the belly button and in the ears so I went back in and put water in the ears and belly button. Is my ghusl done?
  2. I was laying down and my legs were closed together and I could feel jerks like a few but not like the ones when semen comes out so would I need to do ​ghusl in the Mornning? There was no liquid and the tip was dry.
  3. While I was reading fajr I felt a strain in the penis but I don't know if anything came out

Medical aid

Q: If a person has a disease such as HIV/AIDS and cannot afford the medication (1000$/month). Is it permissible to get insurance or use insurance benefits from work that one pays for in part?